Cash Net Usa loan
Date: Sun, 04/11/2010 - 22:07
Hi I received a call from a person stating they are coming to serve me at my home in Florida regarding a payday loan, they did not have my correct address nor my e-mail address. I did take a few out in 07 but I honestly don't remember form whom, I lost my job, my home and was about 6 months pregnant at the time with my first so, memory really wasnt too clear then, I slepted a lot and was really ill. Either way, what are the Florida laws on this loan company and the collections company that purchased it. Please help me i am curious to know because they are very sneaky and obviously not in Florida. Below is a copy of the letter they sent me and correspondances there of.
Thank you,
RE: CASH NET USA
Original Loan Date: 1/26/07
Account No. 144524
Case No. 10234826
Amount Owed: $1,068.00
Settlement Amount offered: $744.10
One Payment Settlement offer: $461.44
our account is over 90 Days past due. The following actions may be taken against you:
?? A Summons will be filed according to your States Bad Check Laws.
?? The cost of Collection Agency Commission Fee (22% of the Amount Due) will be added to your account.
?? The debt information may be listed on your consumer credit report and or Chex Systems.
?? Civil Judgment may be executed against your wages, real property or other personal assets.
NOTICE TO JUDGEMENT DEBTOR: In the event your money or property is taken or held to satisfy judgment, read the following carefully:
YOU MAY APPLY ANY FROZEN CASH TO YOUR JUDGEMENT.
If your bank accounts have already been frozen, please contact the person sending you this letter promptly because the money may be applied to your judgment.
To make arrangements by phone, please call 716-462-5680 and ask to speak with someone in the outsourced legal department. You may also make a payment at payiag.com.
--Unless you notify this office within 30 days after receiving this notice that you dispute the validity of this debt or any portion thereof, this office will assume this debt is valid.
--This communication is from a debt collector. This is an attempt to collect a debt, and any information obtained will be used for that purpose.
PLEASE INCLUDE ACCOUNT NUMBER ON YOUR CHECK OR MONEY ORDER
--------------------------------------------------------------
.the amount owed is due to interest/fees accrued to date, feel free to contact cash-net usa, your debt was purchased from them, they will tell you to call us.. moneygram info is as followed.. Company name is IAG, City Code is Amherst, State Code NY, Receive code 6842, account # 144524... if you need any other info let me know... We're Here to help.
Thank you,
RE: CASH NET USA
Original Loan Date: 1/26/07
Account No. 144524
Case No. 10234826
Amount Owed: $1,068.00
Settlement Amount offered: $744.10
One Payment Settlement offer: $461.44
our account is over 90 Days past due. The following actions may be taken against you:
?? A Summons will be filed according to your States Bad Check Laws.
?? The cost of Collection Agency Commission Fee (22% of the Amount Due) will be added to your account.
?? The debt information may be listed on your consumer credit report and or Chex Systems.
?? Civil Judgment may be executed against your wages, real property or other personal assets.
NOTICE TO JUDGEMENT DEBTOR: In the event your money or property is taken or held to satisfy judgment, read the following carefully:
YOU MAY APPLY ANY FROZEN CASH TO YOUR JUDGEMENT.
If your bank accounts have already been frozen, please contact the person sending you this letter promptly because the money may be applied to your judgment.
To make arrangements by phone, please call 716-462-5680 and ask to speak with someone in the outsourced legal department. You may also make a payment at payiag.com.
--Unless you notify this office within 30 days after receiving this notice that you dispute the validity of this debt or any portion thereof, this office will assume this debt is valid.
--This communication is from a debt collector. This is an attempt to collect a debt, and any information obtained will be used for that purpose.
PLEASE INCLUDE ACCOUNT NUMBER ON YOUR CHECK OR MONEY ORDER
--------------------------------------------------------------
.the amount owed is due to interest/fees accrued to date, feel free to contact cash-net usa, your debt was purchased from them, they will tell you to call us.. moneygram info is as followed.. Company name is IAG, City Code is Amherst, State Code NY, Receive code 6842, account # 144524... if you need any other info let me know... We're Here to help.
you will find Florida state laws here http://www.debtconsolidat
you will find Florida state laws here http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html . select your state just.
