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unable to verify payday loan amount currently being harrassed

Date: Mon, 04/19/2010 - 15:53

Submitted by anonymous
on Mon, 04/19/2010 - 15:53

Posts: 202330 Credits: [Donate]

Total Replies: 6


I'm stressed out and need help right away! About a month ago I started getting calls from a 561 number then it was a 765 number and 206 etc....everytime a try and call the number(s) back I'm being told the numbers are invalid... next my friends (2 references I used for a payday loan back in 2007 or so are being harrassed 10+ times a day from somebody named Shawn- who is telling them I am going to be arrested for fraud... I've spoken to this person on numberous occasions telling them to call my personal line and today he called me 4 times in a row to a point I lost it and told him you have disprespected my wishes to claims he with PDL any account is in litigation for 3000 on a loan amont he has yet to verifiy- arugues profusely when I am within my legal right to request that a bill be mailed to me so I may review the validity of the charges

1. Sections of the personal information he has given me is wrong (email, mailing address etc)

2. today he was calling my work phone with a 10123232510 number so he was basically blocking his number so I could not record where the call was coming from

3. He is harassing people of over a debt that honestly if he provides appropriate prof I will take care of the matter there was a time I got sick last year and there was a reduction in my time/salary and as a end result I fell behind but in 2010 I'd be crazy just to send you money cause you called me out the blue???

4. I told him that all calls are montiored on my work phone therefore it will be easy to show how many times I have requested he 1) not call my references 2) Deal with me directly andc 3) call cell phone becasue he's been calling that number and leaving bogus calla back information.


when I tried to look a few of the numbers up on line (white pages) I'm getting a DC number and a New York one which I suspecect is the same company.... help!


If the guy is a debt collector, he is surely violating certain debt collection laws. And, in all possibility the pdl that you had was from an illegal/unlicensed lender. You can refer to your credit report to see if any collection has been reported to it or not.

Have you got the name of the collection agency?


lrhall41

Submitted by SC on Mon, 04/19/2010 - 22:04

( Posts: 3937 | Credits: )


Quote:

Originally Posted by marilyn.brown
So the ilegal pay day loans can report the debt to the credit bureau? If, so am I be able to have it removed?


yes,just dispute it as an illegal pdl.i did that along with noting my AG was in contact with them because of my complaints.illegal pdl's will be removed from your CR if the pdl is ballsy enough to put it on there.

to the OP.sounds like a bottomfeeder.were they american?the reason i ask is because it could be THE BAM GROUP as well.they are getting more aggressive with the calls,and threats.


lrhall41

Submitted by paulmergel on Tue, 04/20/2010 - 05:21

( Posts: 15514 | Credits: )


Quote:

Originally Posted by paulmergel
yes,just dispute it as an illegal pdl.i did that along with noting my AG was in contact with them because of my complaints.illegal pdl's will be removed from your CR if the pdl is ballsy enough to put it on there.

to the OP.sounds like a bottomfeeder.were they american?the reason i ask is because it could be THE BAM GROUP as well.they are getting more aggressive with the calls,and threats.



This loan is with cash advance network my third loan with them, I paid over $400 in fees in two previous loan, in this current loan is $400.00 but I sent a letter to them to include the overpayments fees in my two previous which made the balance to $105.00, they refused to take the payment of that amount and they are demanding $520.00 by tomorrow if not they will send the account to a third party collector and they will report this account to the credit bureau. I'm indeed filed a complaint with the AGO today and I sent a copy of the complaint to them, I'm just waiting on their response. I tried to look for an address but in the BBB website it shows 4 addresses one in NV, NM, PA and OK, they refused to tell me the location of their offices.:confused:


lrhall41

Submitted by MBY on Tue, 04/20/2010 - 05:57

( Posts: 47 | Credits: )


Quote:

Originally Posted by marilyn.brown
This loan is with cash advance network my third loan with them, I paid over $400 in fees in two previous loan, in this current loan is $400.00 but I sent a letter to them to include the overpayments fees in my two previous which made the balance to $105.00, they refused to take the payment of that amount and they are demanding $520.00 by tomorrow if not they will send the account to a third party collector and they will report this account to the credit bureau. I'm indeed filed a complaint with the AGO today and I sent a copy of the complaint to them, I'm just waiting on their response. I tried to look for an address but in the BBB website it shows 4 addresses one in NV, NM, PA and OK, they refused to tell me the location of their offices.:confused:


cash advance network is part of MTE.so the oklahoma address is the one to send the letters to.


lrhall41

Submitted by paulmergel on Tue, 04/20/2010 - 06:03

( Posts: 15514 | Credits: )