Pay Day Loan Yes - Unreal

I followed this forum as I am trying to get out PDL Hell! I had a PDL with Pay Day Loan Yes One of many PDL's I had). I owe them $35 from a $350 loan and, after closing my checking account, sent them a letter stating I am more than willing to pay them the $35.00. That wasn't good enough for these greedy people! I had a Tim email me stating they would only take an electronic debit in the amount of $590 to consider my account PIF. Are they kidding me? I emailed back stating I look forward to receiving their debt validation letter and I would respond to that. Next thing I know, I have a Karen Lamb calling my work # look for our Human Resources Dept. Luckily I answer the phone and I asked who was calling. When I told her who I was she started screaming at me. I told her to send me the debt validation letter and it was illegal for her to speak to anyone regarding my debts. She said she can do whatever she wants! I couldn't make a complaint to the FTC fast enough. These people are truly unbelievable. I had previously paid them over $1,100 for a $300 loan! NEVER AGAIN WITH PDL's. Thanks to this forum for giving me not only the knowledge but also the courage to start taking control of my life.