How and why can this continue?
Date: Thu, 04/29/2010 - 11:31
Payday loan yes, contant calls on the job and at home. Funny thiing is ALL FUNDS were paid back??!!?? Still calling and claiming they did not get paid........
Ask them to provide verification that you still owe the debt, an
Ask them to provide verification that you still owe the debt, and if they don't and take you to court, make sure you can prove that you did pay. And then tell them that your employer prohibits personal calls at work and that under the Federal Fair Debt Collections Act they cannot call you at work any more.
FYI Florida has laws in place that parallel the FDCPA and apply
FYI Florida has laws in place that parallel the FDCPA and apply not only to third party collectors but to original creditors also! They also are a non garnishment state! The Florida Consumer Financial Act also makes lending illegal in the state by unlicensed lenders regardless of their geographical location. Illegal loans are deemed non-collectable. I sincerly do not think that they will take you to court because I doubt they are licensed here! If they do take you to court, follow the advice of OVLG Attorney! Free legal advice is a good thing!
Thank you frogpatch! If anyone needs free legal advice, www.law
Thank you frogpatch! If anyone needs free legal advice, www.lawguru.com is my favorite place. As I keep saying, it's free and if your question is answered, it will be from a lawyer in your state.