question about a ca for a pdl
Date: Tue, 05/18/2010 - 12:10
Quote:Originally Posted by islefan3949I just had a question abou
Quote:
Originally Posted by islefan3949 I just had a question about dealing with a collection agency that would be collecting for a pdl. Now I don't have one that was sent to a pdl, but they are threatening to send mine out to one. the account I talking about is with pdl ventures (possibly High country, I know they change their name alot). My original loan was for 300, so far I've paid them 145, but of course they claim that i owe like 500, what I'm doing is mailing them in payments for the remaining balance of the 300. What I'm wondering is if it gets sent out to a ca. Can I continue to mail payments to the original pdl or would I be able to send the remaining balance to the ca. Because I know that they will be looking for payments totaling around 500, which I'm not going to pay, but I am going to pay what I owe. |
well since this is an illegal pdl.chances are the CA they send it to won't provide an address.if they do then send the balance there.if not then post who the CA is here.we can probably find an address to send the payments.just make sure when the principle is paid they get nothing more.
Ok I just wanted to make sure that I could use the same tactics
Ok I just wanted to make sure that I could use the same tactics that would be used with the pdls on the collection agency.
oh yes,even more so as the CA is not the original creditor and m
oh yes,even more so as the CA is not the original creditor and must adhere to the FDCPA.
Thank you, just wanted to get as much info as i could just in ca
Thank you, just wanted to get as much info as i could just in case. I've dealt with them on ones that I had paid the original amount borrowed, but not for one that I did owe anything yet.
you have the plan set out.pay either one until you meet the prin
you have the plan set out.pay either one until you meet the principle.then they can go scratch.
So what if you are dealing with the pdls in house collection dep
So what if you are dealing with the pdls in house collection department ? They are saying that fdcpa don't apply to them, I have told them thatthey are using the means of interstate commerce to contact a delinquent consumer about a debt they are a debt collector and they have to cease and desist and follow federal law, am I wrong?
