Need help/info for payday loan mess
Date: Wed, 05/26/2010 - 10:18
I have 4 payday loans out. I live in Texas. I was going to get with a debt consolidation co to take care of this but wasn't sure if that was the best way to go. I have read a few posts on here about these companies calling your job or references and I DO NOT want that to happen. Any info is greatly appreciated.
Check N Go - $533
Cash Net USA - $252
National Payday Loan - $390
Sandpoint Capital - $390
Check N Go - $533
Cash Net USA - $252
National Payday Loan - $390
Sandpoint Capital - $390
Check n go is a licensed lender, they are also members of the CF
Check n go is a licensed lender, they are also members of the CFSA (Community Financial Services Association of America), this means you would be eligible for an EPP, I believe that Cashnetusa also provides and EPP, though they are registered as a Credit Service Organiztion in TX, click the link below to read about the EPP:
http://www.cfsa.net/public_education_campaign/guidelines/guidelines_extended_payment_plans.html
The other two are not licensed to lend in TX:
http://occc01.occc.state.tx.us/default.asp
CLICK HERE to find out how to deal with unlicensed lenders.