payday loans in TX

United Cash Loans, and 500 fast cash are not legal lenders in your state, therefore, CLICK HERE to find out how to deal with illegal lenders.

CashNetUSA is registered as a CSO, basically, a CSO or Credit Services Organization is defined by the Texas Credit Services Organization Act (Section 393 of the Texas Finance Code) as an entity or person that provides one of the following services:

*Improving a consumer's credit history or rating
*Obtaining an extension of consumer credit for the consumer
*Providing advice or assistance to a consumer regarding the previous two services

Please bear in mind the CSO or Credit Services Organization model (unfortunately) IS NO LICENSING required by the state! CSO's are required to "Register" with the Secretary of State, they are NOT licensed, and their fees ARE NOT REGULATED.

If you CLICK HERE you can search the Credit Services Organization data base, but keep in mind that some lenders use dba names.

Ace Cash Express is member of the CFSA (Community Financial Services Association of America), see the link below:
http://www.cfsa.net/MemberList.aspx
The other lender, Cash Advance, may also be a member, you will need to call them and ask, if they are, you can ask for an EPP, read about it at the link below:
http://www.cfsa.net/public_education_campaign/guidelines/guidelines_extended_payment_plans.html