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Need Help!!

Date: Thu, 06/17/2010 - 16:08

Submitted by kdubb
on Thu, 06/17/2010 - 16:08

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Total Replies: 5


I have 7 PDL's I am in the state of Texas
Advance America 1084.10 I have paid them at least 1,000 in fees
Cash Store 1200 I have paid them 400
EZ Money 650 I have paid them 600
Check n Go 700 I have paid them 800
First Advance 650 I have paid them 300
These are all store front.

Star Cash 300 paid at least 500
Sagamore 500 paid 200
Both are internet

I need to know what to do they are due today and I am not sure if I should pay today and then start the process before they are due next time I do not know please help!!


The first thing you need to do is to check whether they are legal or not.
Oddly, EZ Money and First Advance (if you don't mean First Cash Advance) do not seem to be licensed in Texas of the store front lenders.
Of the internet lenders, Star Cash Express is licensed in Texas and Sagamore is not.
Go to the EZ Money and First Advance locations you borrowed from and ask to see their lending licenses. If they refuse to show them or claim that they don't have to show them try and get something in writing about that. This will help you if they try and sue you for the money.
If the lender is not licensed in Texas then the loan is illegal and you only owe the principal. That will help you some.
For the rest you might want to consider a debt consolidation program, but that's up to you.


lrhall41

Submitted by OVLG Attorney on Thu, 06/17/2010 - 22:37

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