A Nightmare On Any Street
Date: Sun, 07/11/2010 - 17:46
preditorylendingassociation dot com
Is this website for real? That's my first question.
I recently hired the services of a payday loan reconstruction company to help get me out of "payday loan" hell. I realize I did this of my own accord, but like many of you, I had to borrow in order to pay the fees on what I already borrowed. I was in way over my head, paying fees that amounted to more than I had originally borrowed. Could not pay my bills, got shut off and repo notices. Never had more fear or more stress in my life. Finally, I had to tell all to my husband, who has been unemployed since last Sept, about this horrible mess. He got a $2300 advance from his credit card, most of which I applied to my loans, (and paid the electric bill so I'm only two months behind) only to find out that I was STILL in the same fix the next payday.Now, we have to pay back the $2300 as well as the loans. So now I'm hoping that the reconstruction company wasn't another predator waiting for the working poor to need them. One thing that may work in my favor is that PDL's are prohibited in NJ. I feel so ashamed and incredibly stupid, but HEY, it is somewhat of a small consolation to see I'm not the only one.
Maybe we could all get one last payday loan and meet up in Las Vegas to commiserate in person. I'll buy the first round!!
The World's Worst Money Manager
and BTW, how do you register here?
Is this website for real? That's my first question.
I recently hired the services of a payday loan reconstruction company to help get me out of "payday loan" hell. I realize I did this of my own accord, but like many of you, I had to borrow in order to pay the fees on what I already borrowed. I was in way over my head, paying fees that amounted to more than I had originally borrowed. Could not pay my bills, got shut off and repo notices. Never had more fear or more stress in my life. Finally, I had to tell all to my husband, who has been unemployed since last Sept, about this horrible mess. He got a $2300 advance from his credit card, most of which I applied to my loans, (and paid the electric bill so I'm only two months behind) only to find out that I was STILL in the same fix the next payday.Now, we have to pay back the $2300 as well as the loans. So now I'm hoping that the reconstruction company wasn't another predator waiting for the working poor to need them. One thing that may work in my favor is that PDL's are prohibited in NJ. I feel so ashamed and incredibly stupid, but HEY, it is somewhat of a small consolation to see I'm not the only one.
Maybe we could all get one last payday loan and meet up in Las Vegas to commiserate in person. I'll buy the first round!!
The World's Worst Money Manager
and BTW, how do you register here?
Sign up at the link below, I didn't give my real name, just type
Sign up at the link below, I didn't give my real name, just type in a user name:
http://www.debtconsolidationcare.com/community/signup.php
If that website is REAL, then a little knowledge is a dangerous
If that website is REAL, then a little knowledge is a dangerous thing, but I don't suppose that's a problem for them.
Quote:Originally Posted by ShazzersSign up at the link below, I
Quote:
Originally Posted by Shazzers Sign up at the link below, I didn't give my real name, just type in a user name: http://www.debtconsolidationcare.com/community/signup.php |
Thank you. That was embarrassingly easy!
Quote:Originally Posted by AnonymousThank you. That was embarras
Quote:
Originally Posted by Anonymous Thank you. That was embarrassingly easy! |
Actually, i think it is a little difficult to locate.