Step 1 done. Checking account closed
Date: Tue, 08/10/2010 - 16:10
Thanks
Since you've closed your account, try to contact the PDL compani
Since you've closed your account, try to contact the PDL companies by sending them letters asking them to cease communication with you other than USPS or via email. Send these letters via certified mail with request for return receipts.
Should I sent them via certified mail and email? Should I also
Should I sent them via certified mail and email? Should I also try to negogiate a settlement with them?
You should send them email and can also send them letters via ce
You should send them email and can also send them letters via certified mail. If the PDL companies are not licensed in your state, then state in your letter that you'll pay back the principal amount of the loan via USPS with money orders only.
From reading this form it seems like none of them are licensed h
From reading this form it seems like none of them are licensed here. I am located in Arizona and they are all internet based. Here is the breakdown:
PDYServices.com $200 deposited 8/6--Paid $40
Sandpointcapital $300 deposited 7/23--Paid 97.50
FBDLoans.com $500 deposited 7/09--Paid $150
Sure Advance Loan $400 deposited 5/18--Paid $636
Thecashspot.com/American Commercail credit $700 deposited on 5/14--Paid back $1,155
Great Sky Cash loan amount $300--Paid $780
Should I mention the loan amount and how much I have paid back in the emails/letters?
Thanks for your help Paul!!
Yes, you can do so. Tell them that as per the law, you're not bo
Yes, you can do so. Tell them that as per the law, you're not bound to pay them more than the actual amount borrowed. Moreover, you can ask for a refund from them.
Quote:Originally Posted by paulcahill80Yes, you can do so. Tell
Quote:
Originally Posted by paulcahill80 Yes, you can do so. Tell them that as per the law, you're not bound to pay them more than the actual amount borrowed. Moreover, you can ask for a refund from them. |
Good thing I called WF today because my account was not closed due to a screw up at the branch by the personal banker I was working with. Now I have to wait until tonight and see if nothing else go through so my account can be closed. I say their a 5% chance of my account being closed which mean I am screwed!!!
It seems that you overpaid the cashspot.com people. Send them a
It seems that you overpaid the cashspot.com people. Send them a letter stating you overpaid on an illegal loan and request a refund of the overpayment. I did, and much to my surprise I got a refund.
I will do that Artn thanks. Thankfully my WF account is officia
I will do that Artn thanks. Thankfully my WF account is officially "closed"
Quote:Originally Posted by AnonymousI will do that Artn thanks.
Quote:
Originally Posted by Anonymous I will do that Artn thanks. Thankfully my WF account is officially "closed" |
Hi,
So, it seems that you have settled with your banker. You can now breathe easily. As Artn said, ask for a refund from cashspot.com. You never know, you might get e refund. Keep us posted.
With my bank being WF I will still continue to check everyday to
With my bank being WF I will still continue to check everyday to make sure the account is closed even though I talked to the branch manager, numerous customer service, and a customer service manager. I will be drafting my letters to my internet PDL's and will post them on Monday. If someone woulnd't mind looking over them I would appreciate it.
Thanks for the help
Quote:Originally Posted by ArtnIt seems that you overpaid the ca
Quote:
Originally Posted by Artn It seems that you overpaid the cashspot.com people. Send them a letter stating you overpaid on an illegal loan and request a refund of the overpayment. I did, and much to my surprise I got a refund. |
My question is did the amount you paid back include the full principle amount?
