paydy loan help in Wisconsin
Date: Thu, 08/12/2010 - 05:31
purpose 750 refin 1 time (187)
integrity 500 refi 4 times(120)
loanshack 500
Cash central 500 Refi 4 times(120)
WHat are the steps/letters to write? I obviously cannot pay them all. And i am not paying the interest anymore. Please help
E in wisconsin
First of all, make sure that these PDLs are licensed to lend in
First of all, make sure that these PDLs are licensed to lend in your state. You can get this information from the Wisconsin Department of Financial Institutions. If they're legal, then you've no choice but to pay them back as per your states' PDL laws.
Quote:Originally Posted by paulcahill80First of all, make sure t
Quote:
Originally Posted by paulcahill80 First of all, make sure that these PDLs are licensed to lend in your state. You can get this information from the Wisconsin Department of Financial Institutions. If they're legal, then you've no choice but to pay them back as per your states' PDL laws. |
loan shack is
cash central is. the other 2 are not licensced... what next?
Quote:Originally Posted by paulcahill80First of all, make sure t
Quote:
Originally Posted by paulcahill80 First of all, make sure that these PDLs are licensed to lend in your state. You can get this information from the Wisconsin Department of Financial Institutions. If they're legal, then you've no choice but to pay them back as per your states' PDL laws. |
Once again, incorrect information!!
Wisconsin has funny laws, I will return with more information shortly.
Read and review the Wisconsin payday loan laws below: paydayloan
Read and review the Wisconsin payday loan laws below:
paydayloaninfo.org/stateinfo/WI.asp
An Internet payday lenders must be licensed to lend in your state if they solicited you, otherwise, they are perfectly legal as long as they are licensed somewhere in the U.S., therefore, you would need to follow the payday loan laws of the state the online lender is licensed in.
I need to do some research on some of the lenders you have and will return when possible with more information for you, but first, I need more information on your lenders. Please provide whether they are store front or Internet lenders, and I also need to know their FULL names.
integrity Advance Purpose cash Loan Shack Cash Centra
integrity Advance
Purpose cash
Loan Shack
Cash Central
All internet. Do you need more than that?
Quote:Originally Posted by Anonymousintegrity Advance Purpose c
Quote:
Originally Posted by Anonymous integrity Advance Purpose cash Loan Shack Cash Central All internet. Do you need more than that? |
I need to find out what state they are licensed in (if any), then you will know what payday loan laws apply to you.
Hi Shazzers here are the addresses, Integrity Advance, LLC. 300
Hi Shazzers here are the addresses,
Integrity Advance, LLC.
300 Creek View Road, Suite 102
Newark, DE 19711
As per the Purpose Cash Advance site, they are licensed in Mississippi, Missouri, South dakota, Utah and Wisconsin.
Purpose cash aka Loan Approval Now is not licensed to lend anyw
Purpose cash aka Loan Approval Now is not licensed to lend anywhere in the U.S.
Purpose Cash aka Loan Approval Now
They have multiple addresses:
3492 S Mendenhall Rd
Memphis, TN 38115
3792 S Mendenhall Rd Ste 205
Memphis, TN 381150842
3792 S Mendenhall Rd Ste 206
Memphis, TN 38115
3792 S. Mendenhall Rd
Memphis, TN 38115
PO Box 1379
Memphis, TN 38101
Loan Shack is licensed to lend in S.D., therefore you will need to follow the laws of S.D., that is at the link below:
http://www.paydayloaninfo.org/stateinfo/SD.asp
Their address is below:
Loan Shack 901 West 10th St
Sioux Falls, SD 57104
Cash Central is licensed to lend in NV, as well as a few other states, so you need to re-read your contract to find out where you obtained the loan.
Both Loan shack and Cash central are licensed in Wisconsin.
Both Loan shack and Cash central are licensed in Wisconsin.
Quote:Originally Posted by paulcahill80Hi Shazzers here are the
Quote:
Originally Posted by paulcahill80 Hi Shazzers here are the addresses, Integrity Advance, LLC. 300 Creek View Road, Suite 102 Newark, DE 19711 As per the Purpose Cash Advance site, they are licensed in Mississippi, Missouri, South dakota, Utah and Wisconsin. |
I can't find a license for Integrity in Delaware. I would need to check the licensee data base for the other states for Purpose Cash, and I will do that now.
Well, Purpose Cash is not licensed in Delaware under either name
Well, Purpose Cash is not licensed in Delaware under either name.
Mississippi does not license Internet payday lenders.
Mississippi does not license Internet payday lenders.
so from the looks of it i am going to have to repay them. i tr
so from the looks of it i am going to have to repay them. i tried to call and set up an arrangement, to no avail. they offered to extend them out, but that is it. so if i go to default, which i am willing to do, then negotiate with the collectors? do i close my account now?
The only lender I see who may not be a licensed/legal lender is
The only lender I see who may not be a licensed/legal lender is Purpose Cash, and I am not 100% positive about that one, they may very well be licensed somewhere, I am just not sure where. My advice would be to research them on this site to see what you can come up with before making that determination.
purpose cash is actually direct microloans in atlanta ga
purpose cash is actually direct microloans in atlanta ga