Need help in FL

United Cash loans is not a licensed lender in your state. As for Ameriloan, well they are not licensed anywhere and is illegal. Click on the following link to check out how to deal with illegal PDL lenders: http://www.debtconsolidationcare.com/paydayloan/illegal-pdl-dealings.html

So, if I send them that letter will that stop them from trying to sue me or garnish my wages?

Illegal lenders cannot garnish wages or sue you. Just close your account and send letter stating that since they're illegal in your state, you are provoking ACH authorizations. Also state that, as per law, you are only liable to pay the actual amount borrowed. You can also ask for a refund from them.

Thanks so much! I feel so much better!

Hi,

Just make sure to go read the link that I've provided above very closely so that you can give the illegal lenders a good punch on their faces. Best of luck and please keep me posted.

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CLICK HERE to find out how to deal with illegal lenders.

So, the letter that I should send to the payday loan places, I should print out and give to my work? What is a wage assignment? Can they do this without taking me to court? How long does it take for one of those to go into effect?

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So, how soon do you feel I should send this letter in? My checking account was closed today and one of the loans gave me an extension and is supposed to withdraw on Mon. while the other is supposed to on my next payday. Is it something they can do fairly quickly? Also, is there an actual e-mail I should send it to or do I just go to their website and post the letter under the contact us part?

Also, one of the loans I borrowed was for $350. The contract I signed was for $455. They did an automatic extension for 4 months and even though I have paid $420, I still owe $455. The other is the same way. I borrowed $300, owed $405, have paid $315, and they still say I owe $405. So, even though I signed the contracts online that said they were going to impose the extension fees, I can still legally stop this? I'm like seriously losing sleep over all of this. I mean, I have paid more than what I owe on both.

You are inquiring about United Cash Loans and Ameriloan, correct? If so, then shoot them an email, it's just as effective as sending it via the mail, and quicker.

Ok. I will send it to them tomorrow and I will take it to my employer on Tues. I am possibly about to start a new job so should I take the paper to my new job as well or would they only be able to take the money from the job I had when I go the loan?

So, I sent my letter to both of them. I know Ameriloan was supposed to withdraw today. I feel like I am about to vomit. I just want this to all go away! I told my boss about all of this and I am bringing in a copy o the letters I sent tomorrow and he said we will call human resources.

So, when I tried to log into my UnitedCashLoans account it said this: We are sorry that we are unable to access your account at this time. If you need assistance, please contact us at [email]compliancedepartment@unitedcashloans.com[/email]
And Ameriloan says the same thing: We are sorry that we are unable to access your account at this time. If you need assistance, please contact us at [email]compliancedepartment@ameriloan.com[/email]
Neither one have responded to my e-mail or called me so what do I do now?

So, both companies have tried to e-mail me and offer settlments. I ignored both e-mails and now ameriloans is starting to call me. Do I just ignore the calls?