PDL TROUBLE - ACE, Cashland, Checksmart, Valued Services
Date: Fri, 09/03/2010 - 07:56
I have severl PDL loans I have defaulted on 3 loans and ready to default on the last one.
I am at a breaking point that I cannot keep up any longer and have no choice. I am not saying that I am not paying anything back ---- I am --- but I cannot get anything paid down by paying them all every month. I get paid once a month and am salary with no opportunity to work OT for extra $$.
Here is my situation. I am in Ohio......here is what I owe.
-Cashland (Original amount $1000 - defaulted April 30th) still owe $600
-Checksmart (Original $800 -- defaulted July 31st) Still owe $800
- Purpose Money aka Valued Services LLC (Oritinal $1000 -- defaulted July 31st) Still owe $900
- Ace Cash (Original $1000 --- due today Sept 3rd) --- cannot pay and will be defaulted on in 5 days.
I am being threatened by Checksmart corporate office ---- the storefront says they will work with me even though the corporate office says they will not. How long do I have before they file a civil suit?
Purpose Money --- Valued Services --- is calling 12 times a day.
Ace Cash --- I have read where they are quite the collection company too.
I am going to withdraw $$ from my 401K in order to get all of these paid off and be done with them for good. The only thing is by the time I get the paper work, complete it and file it with my employer --- I won't have the $$ until Oct 15th.
Any Suggestions on how to deal with all of these companies would be greatly appreciated.
Before any Payday Loan Owners say you owe the $$ and talk down at me ----- please don't -- I am making every effort to get them all paid as soon as I possibly can.
Then -- good riddens to payday loans forever and I will vote against any bills allowing them to continue business.
I am at a breaking point that I cannot keep up any longer and have no choice. I am not saying that I am not paying anything back ---- I am --- but I cannot get anything paid down by paying them all every month. I get paid once a month and am salary with no opportunity to work OT for extra $$.
Here is my situation. I am in Ohio......here is what I owe.
-Cashland (Original amount $1000 - defaulted April 30th) still owe $600
-Checksmart (Original $800 -- defaulted July 31st) Still owe $800
- Purpose Money aka Valued Services LLC (Oritinal $1000 -- defaulted July 31st) Still owe $900
- Ace Cash (Original $1000 --- due today Sept 3rd) --- cannot pay and will be defaulted on in 5 days.
I am being threatened by Checksmart corporate office ---- the storefront says they will work with me even though the corporate office says they will not. How long do I have before they file a civil suit?
Purpose Money --- Valued Services --- is calling 12 times a day.
Ace Cash --- I have read where they are quite the collection company too.
I am going to withdraw $$ from my 401K in order to get all of these paid off and be done with them for good. The only thing is by the time I get the paper work, complete it and file it with my employer --- I won't have the $$ until Oct 15th.
Any Suggestions on how to deal with all of these companies would be greatly appreciated.
Before any Payday Loan Owners say you owe the $$ and talk down at me ----- please don't -- I am making every effort to get them all paid as soon as I possibly can.
Then -- good riddens to payday loans forever and I will vote against any bills allowing them to continue business.