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Help for Payday Loans In Florida

Date: Mon, 10/04/2010 - 08:12

Submitted by anonymous
on Mon, 10/04/2010 - 08:12

Posts: 202330 Credits: [Donate]

Total Replies: 4


My husband and I each have a payday loan from a lender in Delaware and are paying about $400 a month in payments. I am out of work and receiving unemployment, but it's not the full weekly amount and my husband's hours have been reduced at his job. This obligation is killing our budget and we are jeopardy of losing my car and cell phones, both of which we need to find/keep work. How can we get assistance to repay these loans so that it isn't completely strapping us? When we got them, I was still working and his hours were over 40 each week, so they were manageable but now they are a hardship.
Also, are these dischargable debts under bankrupcty? We are going for a means test next month and should qualify for Chapter 7 based on my husband's income and my lack of one.


Yes, it is an online loan and the "lender" is First Bank of Delaware (now known as Think Cash by First Bank of Delaware). My husband's original loan amount was $1600 and he's made two payments of $104.38 with 22 payments remaining. My loan amount was $800 and I have made eight payments of $85.98 and have 16 payments remaining. They ACH our payments every two weeks unless we ask for a seven day extension, but that's getting annoying to due prior to each new due date.


lrhall41

Submitted by on Mon, 10/04/2010 - 12:27

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