Check N go payday loan help
Date: Wed, 11/03/2010 - 17:02
Submitted by matthew9000_2000
on
Wed, 11/03/2010 - 17:02
Total Replies: 15
I live in texas BTW
Please don't post multiple threads with the same post. Just wait
Please don't post multiple threads with the same post. Just wait, your query will be answered.
Check n Go is a member of the CFSA ( Community Financial Service
Check n Go is a member of the CFSA ( Community Financial Services Association of America ) click the link below to read about the extended payment plan.
http://www.cfsa.net/public_education_campaign/guidelines/guidelines_extended_payment_plans.html
Speaking from experience. You have to default first before they
Speaking from experience. You have to default first before they'll allow you to enter into an EPP agreement.
Quote:Originally Posted by AnonymousSpeaking from experience. Y
Quote:
Originally Posted by Anonymous Speaking from experience. You have to default first before they'll allow you to enter into an EPP agreement. |
That's a bunch of crap! If it were me I would pressure them to extend that EPP at the time I requested it, if they refused I would contact the CFSA by telephone and complain that one of their members are not adhering to the CFSA guidelines and ask that they have their membership revoked, naturally I would call the corporate office and warn them of what I was about to do and give them a chance to comply but be prepared to follow through if they didn't.
That depends on what state you live in. TX is the only state th
That depends on what state you live in. TX is the only state that I know of where their laws supersede the CFSA policy.
Yes OhioGal1. We have seen many instances where Check N Go has t
Yes OhioGal1. We have seen many instances where Check N Go has turned down EPP to customers in Texas.
Is that 4 payments of what you borrowed or is that 4 payments fo
Is that 4 payments of what you borrowed or is that 4 payments for what you borrowed plus interest? PLS makes you pay the intersest back from what I am hearing from people that have dealt with them.
It's your balance at the time you ask for the EPP divided into 4
It's your balance at the time you ask for the EPP divided into 4 equal payments.
Ok called them up today, and the lady at my local office I took
Ok called them up today, and the lady at my local office I took it out said... In Texas Check N go is a member of the Cfsa but Since there lender is not (they use NCP Finance) they do not give any EPP type options... So she said I should have thought about taking out a pay day loan and that i needed to find help else where... She was trying to be nice but she came off real ugly
What should I do? can NCP finance really do this?
well i'm in Texas with a check n go and am about to default and
well i'm in Texas with a check n go and am about to default and "force"them to extend a payment plan. They wouldn't work with me anyother way. They WANT you to use all of your refinance options and then default. Vicious cycle.
So far, I've made payment arrangments with CashnetUSA, w/out defaulting, very easy to work with and paydayone. I HAD to default B4 they would make arrangments, but once i defaulted they were easy to work with and i did it through email. I'm repaying CashnetUSA in 4 payments and paydayone in 5 payments. Paydayone tried to make me accept 4 payments but i pushed to 5, really wanted 6.
Good luck
I wish you guys would enforce their (Check n Go) non compliance
I wish you guys would enforce their (Check n Go) non compliance by contacting the CFSA and complain that they aren't adhering to the CFSA's guidelines.
Shazzers, I don't think it'll do any good even if they complain.
Shazzers, I don't think it'll do any good even if they complain. If I am not wrong, the CFSA made an exception to their rules for loans originated in Texas due to the complexity of state laws in Texas. At least that is what I remember reading.
I called CFSA two months ago and was told that becasuse I'm in T
I called CFSA two months ago and was told that becasuse I'm in Texas Check n go does not have to offer the EFF.