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abc pay day loan, pay day yes, and fast cash advance.

Submitted by kane78902000 on Mon, 11/22/2010 - 15:16
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Unfortunately I took a loan from ABC pay day loan who sent my a loan from pay day yes who sent me a loan from fast cash advance. All of these are pretty much one in the same. I talked to a woman from the BBB these companies have no real address and theres no way they can find them but she told me to go to this website. IC3.gov and file complaints she said this sight is affiliated witht the FBI has anyone ever filed a complaint on this sight. She also told me these above companies are completely corrupt and need shut down .


I agree that ABC Payday Loan is a bunch of under-handed ghetto crooks! I took out a $300 loan with them and the jacked up my payoff amount to $800.00. I then settled w/one person for $600.00 (3 payments). First payment was debited w/no problem. Second payment was never taken out. I was "TOLD" that the first person input wrong info, which I later found out was a lie. I then redid my settlement w/another woman for 3 payement of to clear this debt up. The first 2 payments came out w/no problem, but the last payment was never taken. I recieved a letter a week and a half ago from the company called NCA who said my debt was sold to them and I know owe $423.00. I dont know why considering i had an agreement w/ABC and the accepted my money for the prior payments. I paid ABC $421.00 out of $600.00. They are under-handed. And their "Collection Managers" Michelle Johnson & Ariana Cochran and the 2 most ghetto birds i've ever talked to about a business matter. Michelle had the nerve to hang up on me when I was trying to explain the situation to her. She said "Well it aint our problem anymore & I dont need to speak to you anymore" and hung up. Talk about customer service, smh


Submitted by on Mon, 11/29/2010 - 09:14

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Pay day loan yes, fastcash and advance me today all pulled money out today after I changed my account. Even after I sent them an email letter satating not to do it. I know they go it I got replies.

What should I do here? Payday loan yes have been given 800 they are long since paid off. Advance me today if paid exaclty off (prinicipal wise for both)?


Submitted by on Wed, 12/15/2010 - 07:32

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Quote:

Pay day loan yes, fastcash and advance me today all pulled money out today after I changed my account. Even after I sent them an email letter satating not to do it. I know they go it I got replies.

What should I do here? Payday loan yes have been given 800 they are long since paid off. Advance me today if paid exaclty off (prinicipal wise for both)?
I'm really surprised that you sent them letters without closing your account. Did you read the thread on how to deal with unlicensed/illegal lenders? [URL="http://www.debtconsolidationcare.com/paydayloan/illegal-pdl-dealings.html"]CLICK HERE[/URL] and read it, you shouldn't skip any steps, and you definitely should not send them letters revoking ACH until your account is closed, or a hard debit block placed on the account.

If you want these transactions reversed, you will need to take in a copy of the emails you sent revoking these lenders right to debit your account, I hope they are dated because the date is important. I'm not sure if your bank will reverse those debits or not since you didn't notify the bank of the revocation, but it's worth a try. If you want your account to be safe you MUST close it or freeze, else the consequences will be the same all over again.


Submitted by Shazzers on Wed, 12/15/2010 - 11:54

Shazzers

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I changed my accoutn number. The bank did not allow any of these to go through, they called me on each one. Two of them Pay Day Loan Yes and Fast Cash are not suposed to lend to Colorado it says so on their website.

Any news on the check charges? Is the information about Colorado on being a fraud state if the account is closed before the check is written accurate?


Submitted by on Wed, 12/15/2010 - 13:02

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I have someone from India it sounds like contacting me stating they are from Caliornia state department. Does anyone know what this is? Is this a collection place or what is this? I never rember taking anyone loan for this place?


Submitted by on Thu, 12/16/2010 - 11:08

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I got emails from fast cash and pay day loans yes today. I am going to forward the emails I sent them two weeks ago stating to stop the debits. My bank has my letters and the lenders ar3e not able to take out any money. My account was closed before I sent the letters.

I am wondering what to do about all my store front loans however becuase i was just laid off today. Does anyone have any experiace in how long it takes before they hit collections?


Submitted by on Fri, 12/17/2010 - 14:47

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Non payment of dues for 3-4 months may lead to collections. The creditor may call you and ask for payments once you’re delinquent. After a few calls, he may send the account to collections. Then, the collection agency will contact you for the delinquent dues. Before the creditor sends your account to collections, try to negotiate with him and pay it off.


Submitted by Anna Sweeting on Sat, 12/18/2010 - 01:05

Anna Sweeting

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