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I have 3 pays days and on social security, can they garnish my check

Date: Thu, 01/17/2013 - 22:21

Submitted by anonymous
on Thu, 01/17/2013 - 22:21

Posts: 202330 Credits: [Donate]

Total Replies: 1


I took out payday lones to help with a medical expeance i didn't have the funds for as i am on social security and get paid once each month. I have paid one of my 300 on one of my lone which was 350. they are saying i still owe 150 more. My other lone is for 400 and the last 350. I have tried to make payment arrangements with these lenders, but none are willing to work with me. telling me if they are not paid in full by such and such date they will send payments to my bank and take the money even if the funds are not in the bank and i will be left paying the fees. I like in louisiana also. should i close out my bank account and open a new one. I've already asked my bank what i could do as to block them from taking money out of the account. and i was told nothing other than closing out the whole account and getting a new one. 

the payday lenders online are...
speedy cash-lone for 400
one click cash- my lone was for 350
cash centreal-my lone was for 350 and i paid 300 already back. 
now can they garnish my social security check if i do close out my bank account an open another account for my check? I just need a few helpful tips or something. I wasn't trying to not pay these people back. I've tried, stayed on hold for what seemed hours with these people trying to set up some kind of payment plan. But they are just out for the full amount plus intrest. I don't know what to do now.. 

thanks so much!!


in a word no.two are are illegal internet lenders and once you close/secure your account they can do nothing,but call and threaten stupidly.get that account closed,and since speedy is legal you need to contact them and work out an arrangement.you pay one click,and cash central when you can and to an actual address.do not give your new account info to these lenders.even speedy cash.just so you know with the two illegals here is what you owe.

1)cash central 50.00
2)one click unless nothing was debited you owe 350.00

now here is some info since these two are illegal you only owe the principle.anything debited by them in"fees"gets deducted from the principle.so try to recall if anything was debited by one click and deduct that.also even though speedy is  a CSO(credit service organization)they can't garnish,or seize your SOCIAL SECURITY check.to summarize.close your account asap,and ignore any threats about garnishment as no pdl can touch ssdi money unless you give them your new account.do that and keep us posted.


lrhall41

Submitted by paulmergel on Fri, 01/18/2013 - 05:44

( Posts: 15514 | Credits: )