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HELPPPP me Please!!!

Date: Sat, 01/19/2013 - 12:35

Submitted by anonymous
on Sat, 01/19/2013 - 12:35

Posts: 202330 Credits: [Donate]

Total Replies: 2



Hi:



I live in the State of Ohio. I
have 4 Internet payday loans. None are in default yet, but any day now. Can
Someone tell me if they are licensed in Ohio??
The companies and amounts are as follows:



CashNetUSA Borrowed 550.00 Repaid 579.65



MyNextDayCash/(NXTDAYCASH apperars on ACH Withdrawel) Borrowed 500.00 Repaid
75.00



CastlePayday Borrowed 500.00 Repaid 175.00



CashTaxi.com Borrowed 300.00 Repaid 0(will owe 374.00)



Please Help...cant afford it anymore. Are they licensed in Ohio????
I believe they are all rollover loans(except CahTaxi) because they keep
charging me fees and extending for 2 weeks leaving principal untouched. CashNet
lent me 550.00...isnt Ohio
maximum 500.00.



MyNextDay and CashTaxi were set to be drawn from my account yesterday for a
total of $520.00. I called them both prior and told them I would not have money
and they didnt care. After reading this forum I went to my bank yesterday while
the ACHs were in a Pending status...talked to Branch Manager and she was able
to stop them, also told her situation and upcoming withdrawels. She said she
opted me out of all transactions??? Is that good enough, should I close account
before something sneaks through???



Please if anyone can provide me information on these lenders and where to go
from here I would appreciate it. I am embarressed and scared to death.



 





Im in Ohio..All the threads im reading says cashnetusa is a legal cso...does that mean evn though I paid 580.00 on 550.00 borrowed that I still owe them the 690.00 balance. I stopped all ACHs at bank...what would happen then????Could CASHTAXI, CASTLEPAYDAY AND MYNEXTDAYCASH also be CSO???I am trying to get ready for Tuesday when the bank opens and everything hits the fan and I just want to be prepared and know which of these I need to send letters to as per all the instructions i have been reading...please help if you can..its frightening


lrhall41

Submitted by PaydayHelpOhio on Sun, 01/20/2013 - 08:53

( Posts: 13 | Credits: )