payday loans in Maryland

Hi sfleet. I LOVE your avatar. :-) Here are your state's laws regarding pdls (just select your state). Also, can you let us know if these are internet or storefront loans? Thanks. :-)

http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html

It looks like you are in luck! They are prohibited in your state. Have you closed your checking account yet?

The state info will advise you of your state's payday lending laws. Chances are, the lenders you listed are in violation of your state's laws. You can use this information to your advantage by informing the lenders of the lending laws they are violating for your state.

Some members of this forum have actually found that they overpaid on their loans according to their state laws and requested refunds of the overpayment. Some have been successful in receiving them.

tiffany, sfleet's state PROHIBITS pdls. So sfleet doesn't have to go by her state's laws. They are prohibited. These are internet loans. sfleet, you need to close your bank account, my friend. Please read the sticky at the top of this site page regarding closing your account. If you have any questions regarding the bank situation, please post anything. Also, you will need to send out some letters to these illegal pdls. And then you'll need to file some complaints with the government agencies. Please get your bank account straightened out FIRST before doing anything. You need to prevent them from debiting your money any further. Please post ANY questions. We can help you with this. And, your avatar is awesome! sfleet, we can help you. :D

Sfleet, please come back and let us know where you are in the process. :-) You have a great opportunity to get away from these moneysucking illegal pdls!

cannr, I started writing my post before eleroo's came through, so I didn't know at the time that pdls in sfleet's state are prohibited. Too slow, as usual.....!!

Wish they were illegal in my state!!!

tiffany, I do that all the time! I'll post and someone else beat me & it looks as though I just typed all the same thing in that someone else already said! LOL! Talk about looking stupid! So, I can totally relate! :D

Hi, I'm also from Maryland and suffering from the pdl crisis. I have had a few in the past and two current ones pending. I would appreciate some insight on how i should go about becoming free of this mess im into

all of my loans were from internet companies by the way..

oh im also pduble, i went and registered..

pickett, please list who your loans are with, how much you borrowed from each and the total of how much you have paid back to each. Also, when you post this information, you may want to start your own thread, it will be easier for the members and you to find you again. IF you do start a new thread be sure to list your state so the members know which laws to refer to.

she lives in md and they are prohibited! thats great for you!

my internet payday loans are 1.big ltd. 2. aip 3.cashnet 4impact cash 5. world wide cash 6.northway credit 7.arrowhead 8.v c funding : are any of these companies legal in maryland;thanks also,where in md. do i file complainst in md. to clear myself and straighten out these ridiculous debts:

paydayloan yes is it legal in md

please let us know how much you have borrowed from each, how much you have repaid to each, are they internet or store front. Here are the Payday loan laws for Maryland here (just select your state),
http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html

For all of you Md people. Please read all the posts in this thread. There is good advice. Payday loans are illegal in your state. That said means you are not legally obligated to pay them anything. We recommend you repay the amount you borrowed only. Since they are illegal they will hit your bank accounts over and over. If you can, shut the bank account down. Then send out letters to them ( people here can help you with the letters after you close the accounts). Also be sure to file complaints with the BBB, FTC and your state attorney general. Best of luck to you all.

Payday loans are 33% and they are non renewable in the state of md even over the net. Let me know what you need help with. The best way to file complaints are MD attorney general's, Federal Trade Commisiion, and Maryland Finance Buearu, MFB will help you the most.

I live in MD and I'd suggest contacting the Maryland Commissioner of Financial Regulation # listed above; that's what I did and they've been a big help to me.

I voluntarily reposessed my leased truck which I could no longer aford. They autioned the truchk for less than then the balance on the lease. Am I obligated to pay the $13,000 dollars they say I owe them.

I received 3 payday loans because I was in desperate times, I have paid them each well over the amount owed, however that was just the renewal fee. Nevertheless, I had to shut down my account because two of the ocmpanies their payments went from $90 to $180 each pay so I was paying double to renew the loans. When I spoke to them they claimed it was part of their terms and conditions. I asked for the terms and conditions but didn't get them, I got the dial tone.

Herelately, I've been getting calls from a 302-791-9666 number. I googled it because the person never said anything to me on the phone. It was a Verizon Landline disguised as a payday loan. Someone answered the phone claiming to have the same name as me but, hung up on me when I said I didn't have the money, called it a refusal to pay. So I called back so that I could get her full name and supervisor, the next woman asked for my number but I asked to speak with Andrea and then afterwards I would ask for a supervisor. She said ???you???re calling here with no money and you expect to get all that information? Bitch!??? Then proceeded to hang up the phone, I called back this time asking for a manager. The same thing happened when I talked to Tim Stanley.

After reading your posts maybe it's because they know that PayDay Loans are illegal in MD.

Using the "B" word really shows you how legal they are.

I had a few pdl loans that i took out and due to some unforseen circumstances i wasnt able to continue to pay its been a while but i dont have it to pay now and i'm getting flooded with calls what can they do to me according to md law
they were all internet loans