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On my way out of pdl darkness in TX

Date: Sun, 11/07/2010 - 06:00

Submitted by cramthun
on Sun, 11/07/2010 - 06:00

Posts: Credits: [Donate]

Total Replies: 6


Thanks to this forum, I have made the choice to put a stop to my payday loans. I have been stuck in the cycle for almost 3 years, paid well over $10,000 in interest, have tapped out multiple resources (bank loans, loans from family members), have completely lost my mind trying to cover old pdl's with new, and have nearly lost my marriage because of these terrible things.

I know that some of my pdls are storefront and there are different rules that apply.

Thursday, I closed my bank account and told my lenders that I was unable to pay.

Looking for some guidance, next steps, as I want to get ahead of this.

This is the embarrassing list:
Storefront:
Check-N-Go - $1000 + $223 int
EZ Money/Integrity Funding - $1200 + 265 int
Ace Cash Express - $1000 + 203 int
First Cash Advance - $650 + 145 int
Internet:
PayDayOne - $600 + 102 int
Spotya - $450 + 81 int
CashnetUSA - $1650 + 420 int
Ameriloan - $500 + 135 int
Loan Shop Online - $500 + 150 int
Integrity Advance - $500 + 150 int
Eastside Lenders - $750 + 225 int
United Cash - $300 + 90 int
Loan Point - $600 + $180 int
Westgate - $300 + 90 int
CMG Group - $300 + 90 int
TIOR Capital - $300 + 90 int

Any help is appreciated.


1). Check-N-Go - $1000 + $223 int - Legal, They offer an EPP, click the link below to read about the EPP.
http://www.cfsa.net/public_education_campaign/guidelines/guidelines_extended_payment_plans.html
2.) Z Money/Integrity Funding - $1200 + 265 int - They are legal, you would need to work out a payment plan with them.
3.) Ace Cash Express - $1000 + 203 int - Legal, They also offer an extended payment plan, refer to number one.
4.) First Cash Advance - $650 + 145 int - Also legal, try to work out an payment plan.
Internet:
5.) PayDayOne - $600 + 102 int - Legal and offers an EPP, refer to number one.
6.) Spotya - $450 + 81 int - Not legal, CLICK HERE to find out how to deal with illegal lenders.
7.) CashnetUSA - $1650 + 420 int - Legal, refer to number one.
8.) Ameriloan - $500 + 135 int - Not legal, refer to number 6.
9.) Loan Shop Online - $500 + 150 int - Not legal, refer to number 6.
10.) Integrity Advance - $500 + 150 int - Not legal, refer to number 6.
11.) Eastside Lenders - $750 + 225 int - Not legal, refer to number 6.
12.) United Cash - $300 + 90 int - Not legal, refer to number 6.
13.) Loan Point - $600 + $180 int - Not legal, refer to number 6.
14.) Westgate - $300 + 90 int - Legal, make payment arrangements.
15.) CMG Group - $300 + 90 int - Not legal, refer to number 6.
16.) TIOR Capital - $300 + 90 int - Not legal, refer to number 6.


lrhall41

Submitted by Shazzers on Sun, 11/07/2010 - 10:29

( Posts: 17344 | Credits: )


I have a cashhnet USA and a EZ cash among others..I am able to pay them back in monthly payments just not the fees every two weeks....any advise on what kinda of deal to ask for (if you have dealt with them before) like I said and I have read in a few forums here, I am more then will to pay what I borrowed....just not 40 times what I owe! in advance for the help thank you!


lrhall41

Submitted by jimmyb on Mon, 02/21/2011 - 11:38

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