How do I reply to this? Help!
I agree with SC, you can
I agree with SC, you can inform them that you're going to file a complain with the State Attorney General office.
Also if you are comfortable, inform them that you're willing to negotiate and want to close the matter through out of court settlement.
Hope that helps..
Not surprising they sent you
Not surprising they sent you this letter.
Threaten to report to the State Attorney General.
Submit a complaint against
Submit a complaint against them with the CFPB online or you can call to file a complaint using this number (855) 411-CFPB (2372).
Submitted by Sanders Patricia on Wed, 06/14/2017 - 06:05
I had this going on when I
I had this going on when I was dealing with a few illegal lenders. As SC stated say you are going to file a complaint with the State Attorney General Office I did this with bestchoice123 and after going back and forth I received a paid in full letter and they actually refunded me what I overpaid on the loan. I also threatened a few other illegal lenders and I have heard nothing from them and it has been over a month now. Remember, they are illegal they will not sue you and it will not end up on your credit because it is an illegal lender!
Tim - Glad to hear that you
Tim - Glad to hear that you received a refund. Keep pressurizing other illegal lenders till they give you a refund.