Texas Payday Loan Help

I took an online payday loan out from a company called Quick Cash. I defaulted on the loan, I have recently been contacted by a collection agency who at first said they were a local sheriffs office then said they are a law firm. They said they would come to my job and arrest me if I did not pay. My loan was for $300 but they tell be I now owe $4300. They would have accepted $800 today. When I asked for the law firm name they would not give me the information, placed me on hold then hung up on me. My question is can I be arrested for this?

I merged both of your posts, there's no need to start more than one thread on the same topic, it becomes to confusing.

No, you can't be arrested and you can't go to jail for owing a debt, period.

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Did you obtain this loan over the Internet or at a store front, they are listed in the licensee data base as:
Master Licensee:
STERLING SILVER JEWELRY OUTLET INC DBA Operating Name:
QUICK CASH LOANS


License - Number:
42239 Type:
Regulated Loan Date:
9/15/2003 Status:
Active


Location - Address:
2001 N FRAZIER City:
CONROE State: TX Zip: 77301

I got the loan online. I tried to look up the company to get a phone number but they didn't list one. I found an e-mail so I sent an e-mail but it came back undeliverable.

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I've done a little investigating and came to the conclusion this company is ILLEGAL, the reason I say that is because no legit company would make such threats to you, and they need to be reported to your attorney general's office asap! Honestly, you should go HERE and file a detailed complaint about what happened! Make sure you mention the threats, the phone calls, and the number from where they called. Also, if you search your email inbox maybe you'll get lucky and locate the original email you received that approved your loan, or SOMEthing from them that you could use in your complaint.

Next, you need to go to the bank and CLOSE YOUR ACCOUNT! After you close that account, let's try to locate their contact information. I may be able to help you with that, I will post the possible addresses and phone numbers I can find for Quick Cash, and perhaps it will ring a bell. There are lot's of payday lenders who call themselves quick cash so it's hard to tell which your lender, for sure. You deserve a GREAT BIG FAT refund, and your attorney general could very well help you accomplish that! FIRST, close your account so this lender has NO access to your personal account information, this is VERY important, and in your best interest!

By the way, have you paid anything on this loan? Do they have your account information? I may have misunderstood your post, I thought you had already sent them 500 dollars? No, yes? Is your account still opened?

I had closed the account they had listed for me several months ago due to fraud on the account and opened another account online. Previously I had made my bi-weekly payments as scheduled. I can't find any paperwork on the loan but when I was searching around online I did see a Quick Cash that looked familiar.

The web site that look familar was:

I found a web site that looked familiar: [URL="http://www.quickcashpaydayloans.net"][/URL] I'm pretty sure the company you found is the right one. The number the people supposedly from California wanted me to call back was a Houston number and that is near Conroe. When I file the complaint should I file agains Quick Cash since the supposed attorneys office would not give me their names?
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I had to delete the links, they are definitely ILLEGAL. DO file complaints, all you should have paid them was the original amount you borrowed, less any payments, fees and interest. I wouldn't speak to them again on the phone after you tell them you are contacting your Attorney General's office and file a detailed complaint against them, they are nothing more than criminals.

[QUOTE=Anonymous;707974]I found a web site that looked familiar: I'm pretty sure the company you found is the right one. The number the people supposedly from California wanted me to call back was a Houston number and that is near Conroe. When I file the complaint should I file agains Quick Cash since the supposed attorneys office would not give me their names?
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Honestly, I don't think they are one and the same, if they are, they are in BIG trouble for making these threats, and they need to be shut down, please file a complaint with as much information as you have, you should even include the website in your complaint.

I called the FTC to file a complaint. They said that there was a breach someplace and that this could very well be a scam. I looked online and there are now a lot of people refering to this "attorneys office" as a scam saying they were told they owed a place clled Cash Net. Anybody have info on this?

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I checked all my paperwork from pdl and did not find a Quick Cash at all. Is it possible that this is some sort of scam to scare me into paying money I don't even owe by threatening arrest?

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