I need advice.

What state are you in and what are the names of your pdls?

As resqume1 requested, we need more information about your situation before we can advise you, your state, names of pdl's, whether they are Internet or store front, how much you borrowed, and how much you have paid back so far. After we receive this information we will be able to advise you more accurately on your situation and what to do to rectify it. Thanks. :)

We need the information requested above so we can futher assist you.

If the loans are Illegal then you are almost done paying them off :D As for defaulting, we cannot determine that unless you provide us with the PDL names.

Im in Kansas City, MO.

My loans are:

Ameriloan $200 (paid $180, on my 3rd extention)
500FastCash $200 (paid $180, on my 3rd extention)
cashnetusa $300 (paid $138, on my 2nd extention)
united cash loans $200 ($148, on my 2nd extention)
payday 1 $300 (paid nothing yet)

all internet

well three are MTE and totally illegal. here is what you owe them.

500fastcash 20.00
ameriloan 20.00
united cash 52.00

the other two cashnetusa and was that payday 1 or payday one?if the second then them and cashnet are legal.if it is payday 1 then they are not.got to the second sticky at the top of this forum.it shows you how to deal with illegal lenders.you will have to work out a payment plan with the legal ones.

Guest follow Paul's advice he is all over it!!

It is paydayone.com

and now they have me locked out of my account.

They usually do that to protect themselves when you have defaulted or revoked ACH authorization.

Just email or fax them your repayment proposal.

For PayDayOne on thier site look under contact us and there is a form you can fill out to email them. You don't have to log onto thier site for that.

I read the sticky for dealing with illegal lenders and know what I am going to do with them.

I had already revoked ach agreement. I called the remaining legal lenders. They demand payment in full. If I cant pay a partial payment where do they think I can get a full payment???

Kansas City, huh? Why not drive right across the state line to Overland Park, KS and pay a little visit to 500 Fast Cash, United Cash and Ameriloan. The sign on the door probably says AMG Services (their latest incarnation, it used to say CLK Management) and they can be found at 10895 Lowell Avenue. (Got the address from the lawsuit three of their collects filed earlier this year for unpaid overtime.)

Say hello to the real owner, Scott Tucker, while your there unless he's out playing race car driver again this week. The Indian tribes just get a cut of the fees and let the money flow through their bank accounts, but the entire operation is right there a few miles from your house. Good luck.

I just contacted the Missouri BBB by phone about 500 Fast Cash, United Cash and Ameriloan. I ask them the above information about scott tucker, and the overland park address. They said and I quote "no, scott tucker is not the owner of these companies, and that is not a correct address!"

yeah i saw this guest posted the same thing in another thread. they are confused