just got laid off

What state do you live in and how much have you already paid on each one?

Ok I live in ny and all of my payments bounced I wouldhave been able to paythem had inot gottewn laid off there talkin about how there going in to collections already I'm really nervous and donmtneed to go to jail for this

well,pdl's are prohibited in NY so all of these pdl's are illegal.united cash and 500 fastcash are MTE,and considered illegal period.go to the fifth sticky in the payday loan help forum as to how to deal with these places.don't worry you won't go to jail.debts are civil matters,and being as pdl' are prohibited in NY.i doubt these places can do anything.check your bank statements.if anything was debited take it off the original loan amount.that is all you owe.

All of your questions were addressed on your original post of may28.You were at that point told to follow the sticky regarding dealing with illegal loans

well guest.they were not laid off then.the point of view in there eyes might have changed.it does not.nothing in fact has changed as far as the legality of the loans.

I know the loans are illegal. Just thought I was helping him to find the correct sticky. No need to be so nasty

what was nasty?i was just pointing out there possible point of view.nothing was implied that i took issue with you.just trying to present what they are thinking.

I have a payday loan from the above place. I have tried to call them but they never answer, I keep getting a busy signal. I want to pay the loan back as they keep charging me $120.00 a week for a $400.00 loan. How can I get ahold of them??

Thanks

JLK what state do you live in? You may have to place a hold on your account and that will be one sure way for them to contact you.

Ok, I live in Illinois and have 4 or 5 outstanding payday loans. I lost my job on June 5th and have no way to repay them now. I know for a fact that on one of them, I have paid well over $800 for a $400 loan. I also have a car title loan that I took out in November and have been able to pay on time, however, with these payday loans outstanding, I will not be able to make the payments on the car loan. The interest on the car loan in very reasonable. I don't want to lose my car to repossession, but I want to stop these payday lenders from gouging my checking account! I am currently overdrawn several hundred dollars and don't know what to do! Any suggestions?????