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hi have a loan with united cash loans. i have been having some financial set backs and having a difficult time in paying these creeps. anyway i faxed a letter stating not to call me at work and that i will be filing a complaint with the attorney generals office, which i did. this morning i had a voicemail from them that i had 48 hrs to call them they did not say what they would do in the meantime. they called me again today and i said that i had faxed a letter to them and they can not keep calling me at work, and the guy goes on talking like i never even said anything. now i am really pissed mostly at myself because i should have just hung up on him, but at the time i had to keep my composure as there are people up and around at my desk and then got bullied into making a payment arrangement. any advise out there???????

Yea, a piece of advise, DON'T let them bully you! When they call hang up, they can call until they are blue in the face, they cannot make you do anything.

And I think that they are apart of MTE, I could be mistaken. But wait on your response from your state AG, did you send a complaint to the FTC or the BBB as well??

These companies SOMEtimes will back off when they see you have filed something against them.

Give it a try, and good luck! :wink:

Sub: #1 posted on Mon, 08/18/2008 - 10:42

danilewis82 danilewis82

(Posts: 296 | Credits: )

What state are you in? I dug up some info about them here ml, according to that poster, they (United Cash Loans) are not licensed to lend anywhere in the U.S. Do you still owe them money? I would send them money orders through USPS, and don't over extend yourself. Next time they call, hang up. :wink:

Sub: #2 posted on Mon, 08/18/2008 - 10:57

Shazzers Shazzers
Moderators Cum Industry Expert
(Posts: 17345 | Credits: )

they are something as the others said hang up on them.

Sub: #3 posted on Mon, 08/18/2008 - 11:00

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15512 | Credits: )

I had the same problem with these guys, I had sent a letter to them via email and got a couple of calls at work. But after 2 weeks of not paying attention to them I got an email stating that i had paid my loan off successfully and were offering MORE money on my next loan. Amazing. Just hang in there

Sub: #4 posted on Mon, 08/18/2008 - 11:05

ralphapena ralphapena

(Posts: 9 | Credits: )

ok all, i have submitted complaints to bbb, state ag and ftc
now what????

Sub: #5 posted on Mon, 08/18/2008 - 11:48


(Posts: 129 | Credits: )

I found this info that Goudah posted about Mass at the following link:

[quote]In the following states internet payday lenders are not legal, either because of restrictive laws, or because the state does not license companies not located in that state, but requires a state issued license to lend.





Massachucetts [/quote]

Here are the laws for Massachusetts.

Massachusetts State Information

Legal Status: Prohibited

Small loan act applies. Mass. Gen. Laws Ann. ch. 140 ???? 96 et seq.;209 Mass. Code Regs. ???? 26.01. Check cashers are specifically prohibited from making loans unless licensed under the small loan act. 209 Mass. Code Regs. ???? 45:148).

Small Loan Rate Cap
23% plus $20 administrative fee upon the granting of a loan

Where to Complain, Get Information:
Regulator: Massachusetts Division of Banks
Address: One South Station Boston MA 02110
Phone: (617) 956-1500
Fax: (617) 956-1599
Regulatory Contact: Kevin McNamara Supervisor

Sub: #6 posted on Mon, 08/18/2008 - 12:53

Shazzers Shazzers
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(Posts: 17345 | Credits: )

now you wait! waiting is the hardest part too, did you send them a letter, there are some good ones here on the site, since pdl's are prohibited you should pay them what you borrowed.

Sub: #7 posted on Mon, 08/18/2008 - 13:07

danilewis82 danilewis82

(Posts: 296 | Credits: )

Sent the a cease all contact letter. I think either Cannr, Shazzers or someone as a good one that breaks everything down.

Sub: #8 posted on Mon, 08/18/2008 - 16:10

wssu92 wssu92

(Posts: 510 | Credits: )

I agree with others, if they call, just hang up.

Ralphapena, I've had that happen w/ PDL's, as well; they'll "generously" offer me a new loan. Hopefully nobody falls for that, it's just one of their sneaky ways to get your new bank info if you've closed your account!

Sub: #9 posted on Tue, 08/19/2008 - 12:28


oh yeah i am on to them and i simply refuse to let myself get into more debt i am down to my last $4.00 to last me until tomorrow and half a tank of gas to get me thru the week i just have tomake due with what i have. i know they are just baiting me with all of their offers but that's ok i am not falling for it.

Sub: #10 posted on Wed, 08/20/2008 - 06:01


(Posts: 129 | Credits: )

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