I live in Florida. This past March I borrowed $300.00 from United Cash Loans. It was to be repaid in two weeks and the finance charge was to be $90.00. Two weeks later my account was debited for $90.00; and, yet another two weeks later it was debited for another $90.00. I contacted United Cash Loans and told them that I no longer needed the money and would like them to remove the principal of $300.00 from my account. They said that I would need to complete an authorization form which they emailed to me two weeks and yet another $90.00 later. I completed the form and emailed it back. Result, two weeks later another $90.00 was taken from my account. I contacted my bank, closed my account, and opened another one. Costly and time consuming. Two weeks later United Cash Loans went to steal yet another $90.00, discovered the account was closed and immediately called me on my cell, at home, and at work. I was in a meeting and called them back in one hour. During that hour, however, United Cash Loan called one of the references I had given them and threatened him if he did not contact me and make me pay them more money. This particular reference had agreed to hire me for a six month, $52,000 consulting job in Fort Lauderdale. After the call from United Cash Loan, he rescinded that offer. When I spoke with United Cash Loan, they told me that I now owed them over $500.00. When I asked them why they did not take the principal out of my account as I had requested and close the loan, their response was "because I had filled the form out incorrectly". I told them that as far as I was concerned, the debt was settled; and, if anything, they owed me money for damages. Now, this week, they have begun calling my reference and his wife in Fort Myers claiming that they owe United Cash Loan over $1,300.00 because of my debt and threatening to ruin their credit. My reference's wife is beside herself. Question: How do I deal with United Cash Loan. They are obviously immoral and without conscience.
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