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Starting to get calls

Date: Mon, 05/02/2011 - 13:49

Submitted by Shauntal
on Mon, 05/02/2011 - 13:49

Posts: 8 Credits: [Donate]

Total Replies: 6


I closed my account and sent out letters about a months ago. I was dealing w/Discount advances, ameriloan and usfastcash. I hadnt heard anything from them when I log into the site, tells me to call or gives an error. Ive been checking my junk email and nothing from them. I started getting calls from Ameriloan last week and today usfastcash has started. I refuse to answer, especially in the letter it states, do not call me or my references. What should I do? Change my number? Send another letter? I owe like $60 to usfastcash and $280 from ameriloan but technically ive had a couple of loans from ameriloan so they really should be owing me. I'm willing to pay what i was loaned but not if they arent playing by the rules.


If the payday lenders are not legal in your state, then you will be liable for paying them the principal amount only. As you've already closed the account, you can send them the payments through check and mention the fact that you don't owe any more money to them as they are illegal in your state. I hope this might solve the problem. However, if payday lenders are legal in your state, then you'll be liable for paying the late fees and charges along with the principal amount.


lrhall41

Submitted by Anna Sweeting on Mon, 05/02/2011 - 19:45

( Posts: 1827 | Credits: )


What state do you reside so we can see if they are illegal in your state. US FastCash is illegal in all states. Since you can't access their websites, they received your letters. I would ignore the calls or change your phone number. You don't owe USFastcash anything since they are illegal.


lrhall41

Submitted by aubrey on Tue, 05/03/2011 - 08:03

( Posts: 1203 | Credits: )


*Update*
Received two emails from UsFastCash and Ameriloan:

Recovery Department now holds account which is in a collection status. According to our records, your outstanding balance is $390.00. (If you have recently resolved this account over the phone, please disregard this message.) Many customers have let us know how much they appreciate us offering a private and secure website to handle their account without talking to a collection agent on the phone. Time is running out to avoid the calls; they are scheduled to begin shortly. If you have not logged in to take advantage of our online settlement tool, please log in today.
It is quick and easy:

[LIST=1]

  • Grab your debit card and click on this link to log on to the website recovery.usfastcash.com.
  • Enter your account number and last 4 digits of your social security number.
  • Through a few simple steps you can verify your account information, and tell us what and when you can pay to settle this account.
  • When your offer is accepted, and you make the required payment(s) YOU WILL OWE NOTHING MORE ON THIS ACCOUNT.

    Your loan was most likely used to help with an unplanned expense. Keep this quick and convenient option available the next time something unexpected happens. Please log on now to recovery.usfastcash.com. This special offer is good only for a limited time.
    Should you have any questions concerning this account please feel free to contact us TOLL FREE at 1-800-420-3171.

    I logged into the sites and was trying to force me into paying all the amount so i simply replied to the emails and pasted my initial letter. Both companies are illegal in Kentucky & from the email format and site format, they are the same company. I'll just keep hitting the ignore button on them.


    • lrhall41

    Submitted by Shauntal on Tue, 05/03/2011 - 14:24

    ( Posts: 8 | Credits: )


    I would respond to their e-mails by copying my original letter to the response. After a couple of months, they stopped e-mailing me. I had already repaid the amount I borrowed; they were after the fees.

    I don't recall them ever calling me. It was 2 years ago when I was in payday loan "hell".


    lrhall41

    Submitted by aubrey on Wed, 05/04/2011 - 08:40

    ( Posts: 1203 | Credits: )