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US Fast Cash

Date: Wed, 01/21/2009 - 08:43

Submitted by rmarmer
on Wed, 01/21/2009 - 08:43

Posts: 33 Credits: [Donate]

Total Replies: 13


How leagal in pa. is us fast cash? i defaulted and they want me to call them. I feel i paid them plenty. Just want some advice before they call back.


this bottomfeeder is illegal in every way.if you've paid back what you borrowed in rollovers and fees.you owe them nothing more.they will of course think and state otherwise,but they are totally illegal and can do nothing to you but call.


lrhall41

Submitted by paulmergel on Wed, 01/21/2009 - 08:49

( Posts: 15514 | Credits: )


Hi rmarmer,

Do you have the letter you sent out saved on your computer? I would ignore the call's and sent an email to the address I will list below. If you continue to answer their call's they will try to bully money out of you. Send them an email everytime they call, it may not stop the call's all together, but it might make you feel a little better. Have you reported them to the BBB yet?
Quote:


USFastCash
3531 P Street NW , PO Box 111
Miami, OK 74355
Attention: Collection Department

US Fast Cash Compliance Department
Fax: 1-800-470-6614
Email: compliancedepartment(at)usfastcash.com


lrhall41

Submitted by dawnlango7 on Wed, 01/21/2009 - 09:49

( Posts: 1147 | Credits: )


they will fight you.just be aware of that.they think they can bully and threaten.just hang up if they call and keep sending the e-mail.file AG complaints as well.


lrhall41

Submitted by paulmergel on Wed, 01/21/2009 - 10:26

( Posts: 15514 | Credits: )


Thanks Guy's The phone calls just started today. What about oneclickcash? How are they??


lrhall41

Submitted by rmarmer on Wed, 01/21/2009 - 10:35

( Posts: 33 | Credits: )


they are MTE as well.how much if anything do you owe them?


lrhall41

Submitted by paulmergel on Wed, 01/21/2009 - 10:37

( Posts: 15514 | Credits: )


i don't owe them anything i had previous loans i paid in full. i paid more on this one than what i owe.


lrhall41

Submitted by rmarmer on Wed, 01/21/2009 - 10:55

( Posts: 33 | Credits: )


then tell them that,and hang up.file an AG complaint against this bottomfeeder pdl too.


lrhall41

Submitted by paulmergel on Wed, 01/21/2009 - 11:01

( Posts: 15514 | Credits: )


Stephen, I too am a lawyer in the Commonwealth of PA. US Fast Cash's contract violates the CDCA (as the company is not licensed in any jurisdiction) and LIPL (as the interest exceeds the 6% annual cap permitted on loans by unlicensed lenders). I would also point out that US Fast Cash is operated by CLK Management, which settled a federal lawsuit earlier this year in the Western District of PA (Lee v. CLK Management, LLC) that was based on the same loan agreement you describe as "legal" and which is used by each of CLK's six lending companies ("-ies" not "-ys", Counselor) which you describe as "perfectly legal."

Perhaps you were absent the day they taught LAW in law school?


lrhall41

Submitted by on Fri, 06/12/2009 - 13:26

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