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What to do next? USFastCash email to settle debt

Date: Fri, 06/20/2008 - 07:55

Submitted by anonymous
on Fri, 06/20/2008 - 07:55

Posts: 202330 Credits: [Donate]

Total Replies: 8


I live in NJ, I needed money for rent awhile ago and I got a loan for $150 from them. That was the 13th of Jan., the last payment I made was 14th of Feb. of $45 (unsure of how much I paid them up to that point). Then a course of unrelated events happened, I had to close my bank account. But they could no longer take money out of my account. They now want to settle for $240.

A couple of questions, What will be the best course of action? I'm not willing to pay them $240 when I only burrowed $150 and had made a few payments already, not to mention they call me twice a day back to back leaving voicemails. And also call my work.

And I've read that PDLs are illegal in NJ. Can anybody elaborate on that?



Hey I got the same email....You might want to check you state laws when it comes to pdl....I know in the state of maryland that its illegal.....I emailed them a cease and desist letter...and also maryland laws...that was a few days ago and i havent heard from them since but im waiting....i only owed them $65 bucks and they want now the full amount again...no way am i paying someone twice for the same account... :x


lrhall41

Submitted by on Fri, 06/20/2008 - 08:24

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usfast cash is MTE therefore is illegal everywhere.you only owe the principal borrowed.


lrhall41

Submitted by paulmergel on Fri, 06/20/2008 - 08:26

( Posts: 15514 | Credits: )


well i would respond to there GENEROUS offer with a rebuttal stating that you know they are illegal and you not only don't owe,but are entitled to get the 30.00 you overpaid back.then file AG,BBB,and FTC complaints.


lrhall41

Submitted by paulmergel on Fri, 06/20/2008 - 10:17

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