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Help please! Usfast cash! Help!

Date: Tue, 06/19/2007 - 08:54

Submitted by cannr
on Tue, 06/19/2007 - 08:54

Posts: 9317 Credits: [Donate]

Total Replies: 9


I send USFastCash my pdl letter stating my state's laws, a cease and desist letter, over and over over. I finally got a response from them via email this morning. I am copying it on here. I'm SCARED TO DEATH right now! My state laws do not agree with the amount they want. And I found their email threatening. They're turning it over to the fraud department? How do I respond to this? OMG. I'm totally freaking out here!

Quote:
EMAIL RECEIVED:

You just received this loan for $350.00, and have paid ZERO towards this, your debit was returned on 06/18, and your balance is $560.00. You must call collections to make arrangements on this balance. Please call 1-800-636-9460.

We will not respond to any further unreasonable "demands".
You are a repeat customer, and therefore well aware of the terms and conditions of this deposit before we placed the funds in YOUR account, at YOUR request, for YOUR own personal use. You obviously had a need for our funds, and now after we delivered and assisted you (at your request, no one twisted your arm to ask for and receive OUR money), you decide you can set the terms? We will also forward this to our fraud department for them to investigate, as is the case in these kinds of letters, the customer is usually trying this tactic at various places.

If you have legal questions, your lawyer may place them in writing and mail to our Legal Dept:

USFastCash
Attn: Legal Dept
3531 P St. NW
Box 111
Miami, OK 74355


Resend the original correspondance you sent them. Stick to your guns. Keep sending the same correspondance. They will get the picture that you are not backing down, do not let them intimidate you, and try not to be scared. And keep this, it sounds like they are making an inuindo of a fals threat with "fraud", you did not commit fraud, you just defaulted on a loan. Stick to your original letter and keep sending it back, get your complaints in to the Attorney general's office.


lrhall41

Submitted by TweedleDee on Tue, 06/19/2007 - 09:04

( Posts: 72 | Credits: )


Oh, thank you. Should I type up a "summary" of my continued again with US Fast Cash? I have documentation of everything. I have it in my mind that I'm abiding by my state laws. I told them in the pdl letter than I am willing to pay my state amount maximum owed. I also stated I would need to work out a payment plan with them. Apparently they're ticked that they're payment got rejected. I haven't committed "fraud", have I? And them sending me my "electronic signature" - I don't care. I have a copy of the loan documents. However, isn't it still incorrect of them to say I have to abide by THEIR laws even though I'm only obligated to abide by MY state laws? I will file a complaint with the AG tonight once I get home, but in the meantime, I'm freaking out. And their "legal department". Do you think one actually exists? Does anyone else think the email sounded threatening? Or am I just being paranoid?


lrhall41

Submitted by cannr on Tue, 06/19/2007 - 09:10

( Posts: 9317 | Credits: )


I am also dealing with US Fast Cash. I overpaid them over $700. I received response very similar to yours. I have filed a complaint with Oklahoma Department of Consumer Affairs. I have had a response and they are interested in pursuing this complaint and it has been assigned to investigator. FILE a complaint now. I received about 5 letters day after day from them about my "demands", but have not heard anything from them in over 2 weeks.
Keep filing complaints against this company with different departments.


lrhall41

Submitted by on Tue, 06/19/2007 - 09:11

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Also, keep in mind, I am in the state of Kentucky where internet pdl's are illegal. Does that help me at all????


lrhall41

Submitted by cannr on Tue, 06/19/2007 - 09:12

( Posts: 9317 | Credits: )


Thank you! I'm thinking I've got the laws on my side. And these guys were threatening (in my mind) in their email. The cannot demand 560.00 on a 350.00 loan, can they? Not according to my state laws - even if internet lending was legal - which it's not. I guess I'll just fight, fight, fight. It's good to know that I'm not the only one the USFastCash is pulling this with. Gave me a friggin heart attack though!


lrhall41

Submitted by cannr on Tue, 06/19/2007 - 10:22

( Posts: 9317 | Credits: )


I believe that internet pdl's are legal in Florida. They are illegal in Kentucky. You need to find out of they are LICENSED in Florida.


lrhall41

Submitted by cannr on Tue, 06/19/2007 - 11:36

( Posts: 9317 | Credits: )


Need to contact US Fast Cash directly. The people treating you is a scam. The real US Fash cash will work with you to pay things off with out too much problem. I was just scammed my the one doing the treats. They got just over $400 from me and I have reported them to homeland sercurty to get help. The homeland security number is 989-497-0580. Make sure to get as much information as you can and then report it all to homeland security.


lrhall41

Submitted by on Fri, 05/06/2011 - 07:22

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