US National Bank is harassing me for a closed account. Need help

Hmm, I hate when people say things like "God bless" when they are trying to throw an insult. I would respond. "Yes, God has blessed me, it's you who is in trouble." Although I would be the one to start quoting scriptures... :D :D

I hope it gets better for you. This definatly constitutes harrasment. I wish you the best!!
Jen

i would keep track of the phone #'s.i would be willing to wager
at least a few will be the same.

They are the same numbers....Samer person with a thick accent....I put a complaint in with the FTC....

That's what they do, they call from several different numbers and change the name of their company every other day.
I had one call me and say "I'm going to have to put you on hold, because I'm talking to the DA (district attorney) about your case. LOL..I'm sitting here thinking, why would you answer my call if you were on the phone with the DA...who puts the DA on hold. I just laughed and said yeah ok and hung up.
I also think they hold more than one position..I speak to one person, I then ask to speak to a supervisor or manager and I swear it's the same person that gets on the phone.

So I contacted my Attorney General for my state and also put a complaint in with the FTC. Lets see where it goes now...

I did the same thing. Asked for a supervisor/manager and the same person got on the phone....

They are calling again today. The front desk just keeps telling them that they have been told not to call this number and hangs up. The bad thing is that the more it continues to more people I work with know I am having a problem. It is embarrassing.
For anyone that these people have called and then stopped calling, how long did it take?

you should have your coworkers tell them you no longer work there.as for the home calls,it took 2 weeks for me.they are as
persistent as they are illegal.

Thank you for the information. Did you just get calls from this company? I received calls from another company with a Florida number 2 or 3 weeks ago. They stopped calling but then this bunch of crazies started calling. Are they passing my information around or what?

They can't call my home. My old home number is now only a computer line. Again, thank you.

it seems as though they call from the same center,only they
have a way of when it gets here of making it seem from other
places.same people,stupid thick accents,the whole nine yards.
they basically are calling from india or some other 3rd world
country.

It seems like there would be something that someone (the government, phone company, or police) could do to stop this.

I am sure there is an investigation. I was interviewed by the FTC a year ago about a similar operation and asked not to post anyting on the internet about it so thay would not change there name and location. These things take a long time!

Thank you.

Its just crazy that after years of PDL madness that they will hunt you down and demand more money....Ive paid my share of PDLS.....Will never do it again....

So, from this thread, it seems to be logical to file a complaint, with the FTC...how do I do that? I've filed a complaint with the attorney general, both in Florida and Michigan, which is where I live. (I believe this co. is in the Miami area...from the area codes.) In my case, though, the guy kept saying "US Bank", specifically, so I also wrote to US Bank, knowing they are not participating with a "firm" like this. Just wondering how the FTC thing works, though...thanks, in advance!

Okay, followed the link and filed a complaint with the FTC. Can't hurt, right?

DO NOT SEND THESE PEOPLE MONEY!!! This is not a legit organization. I checked them out via the FDIC and several other US Government agencies... they are a fraud. In fact they are in violation of US banking regulations by using National Bank in their name. The gentleman that phoned me used a phone number located in Arizona. I turned the info over to the Arizona Bureau of Investigation. The phone number was not a landline and the company was not located in Arizona. The agent I spoke with said most of these operations are located out of the US and route their calls thru legit numbers here in the US. They are a scam...don't buy into their threats. DO NOT, I REPEAT DO NOT, PAY THESE PEOPLE ANY MONEY!!!!!
When I informed the gentleman who called me, for a second time, that I had turned them over to a law enforcement agency, he became very upset. I also informed him, for a second time that I had filed a Chapter 13 several years ago and that this debt was on it and that if the company did not file a claim that was their problem. If you receive a call from these people inform them that you are not stupid, that you know they are a scam operation and tell them you are turning all the info they have given you over to local law enforcement as well as the FBI and your state bureau of investigation. Good Luck.

I did that and i havent received a call from them since last wednesday....

I received a call on July 9, 2008 from these people. I work with a law firm, and have for a few years now. I was contacted by Ellis Crosby a few years ago, and frightened and then fleeced out of $600.00 (on a $100.00 debt). I then got my attorney involved, and was shocked to hear that the threats made to me back then were so patently illegal. I have studied consumer protection law diligently for the last 3 years, so when I received a call the other day, with the "good luck as this situation unfolds on you" message, I called back and let this jerk go through the motions, and then let him know that a. I had no outstanding loans from 05, b. that he had to validate the debt, c. that he was breaking the law and stated every 1, and d. my attorney would call him back immeadiatley. I then had my senior partner call this guy on speaker phone and demanded the same things, ie validation, and that he was not to contact me any further unless it was through my attorney. He then let me rip this guy apart for his abusive behavior and the man was so frazzled he said something about faxing us an affidavit and hung up. Well, surprise, no affidavit, so we called back to see where it was (haha) and the guy could not find my name anywhere, and said I must have been removed from the list. Called back twice the next day to check on that "affidavit" and was told that I was removed from the list. The guy said "stop calling me! You will not be called again. You are removed from the list!"

This is a patently abusive and illegal scam. I filed complaints with the FTC, Comptroller of the Currency for them trying to impersonate a bank, the attorney general in my state (where these loans are illegal so it is an uncollectable debt anyway) and in the states that each and every one of the numbers called from are located (even though he sounded as though he was calling from India), my state, local, and county authorities, and the BBB's in all these states as well. I haven't heard word one since last week and I am confident I won't.

If you do not owe a debt, and do not know what the call is pertaining to, do not be absused. In any situation, be vilagent with your rights , because they are there to protect you, but you have to aexercise them. The call I received was from Florida.The AG's office there told me that they have received several complaints and are starting an active investigation of these people. Don't be scared. They cannot hurt you. If you can't afford a lawyer, call legal aid in your area. They will help you protect yourself.

The receiptionist told me the crazy guy called yesterday and she yelled "Stop calling here" and hung up. He called right back and said "don't you dare hang up on me. this is a legal matter". So she hung up again. He called again and she hung up as soon as she heard him speak. She said he hasn't called since. Good thing I work with people who are understanding.

:shock: Wow, these scammers are trained to ruthless.

i havent had don wilson call in over a week now...after telling him to stop calling and go ahead and download me...then i hung up on him...and then he called back and he said that he will continue to call...i said go ahead because ill just change the number

That is priceless!!!!!!! Way to go!

I absolutely love this thread :)

Is there such a bank , I received a call from a Mike rogers a 914 calling from Ca. regarding Payday loan not paid since Nove,22,2007.Saying someone is coming to my work. My loans have been paid up. I need unfortunaley have 3 new ones out now.

no one's coming to your place to arrest you.the thick accented mopes at US NATIONAL BANK are as illegal as an august day is
long and hot.don't you worry.just don't talk to them any further.i noticed you said you had three new loans,those haven't defaulted right?

There is no such bank. Did the guy sound foreign? It is just a scam, but they are persistent. They were calling me multiple times a day. Yelling and threatening me for about 3 weeks. They haven't called in a few days now after I kept hanging up on them. The receiptionist also hung up on them and wouldn't put them through to me. Read the previous pages of posts and you will get a good sense of this company.

Guess what everyone, got a call from them yesterday. Called them back and you all know the story. Wish I woulod have seen this info yesterday. Called my bank and cancelled everything. What a bunch of vicious idiots. Civil compaints can be handled in a court via a court order to pay up. No private individual can arrest you for a civil matter. Just wait until these Indian, Nigerian, or whatever social make-up they start passing themselves off as actual federal or state authorities. I think then you will see our government actually react the way it should have.

Yes, this company is great at the threats......I learned my lesson a couple of years ago.....No, you will not be arrested....last time they told me that I spoke to a "dave wilson" I told him to come get me......

Yeah i was just thinking about them...its been almost three weeks now and i am still waiting to be arrested by a don wilson....

apperantly they have a new number - 1-866-998-0981, I looked it up and there were several people who have recv'd calls from them in the past week, all with the same threats...if you don't answer they don't leave a message...callers are from David Morgan & Associates

I keep getting these same calls from a John Hudson then he changes his name to Erick something. Before I have him my first name I asked him to give me information about the company he's calling from and the company he's trying to collect for. I also asked him what he wanted from me and then he said he'll call back. What was so funny is that he was non-american guy with a american name but started talking in his language to his "buddy". I tried to get more information out of him more than what he was getting from me. He said he'll call back and I told him he couldn't call back because I was at work and needed to talk about whatever it is he need. He got a little scared told me to hold then gets back on the phone and says his name was Erick. I said "didn't you just say your name was John?" He was caught and then tried to talk about my loan I had a year ago. Truth be told I never took out a loan in 2007, so when I told him that I hung up. Today he calls again with the same message and I haven't returned his call. But I will report this to the police and to CA police and BBB also to my local TV station so that others like me will know this is a scam.

David Morgan Associates is a big design firm that does business worldwide. It is also the name of an attorney here in the US. I wonder if they know these guys are using their name for this crap?

These scumbags called me too!!! So I called them back at 10PM and of course got voicemail. Their password is 1234 so I got into their system and changed their greeting to NOTIFY americans of this scam they are pulling.

HAHAHAAHAHAHA... I changed the password and deleted the 120 messages in their inbox. They are now locked out of their voicemail system.

I'm using their own voicemail system against them. I love it! They think americans are stupid... well... we'll see about that!
Caller ID: 310-867-6326
Caller: Legal Aff Office US Bank

LMAO...........good for you..... :lol:

looks like they still cant get into their system,lol this is too funny

I do think thats funny..

No that is beyond funny.....its hilarious.....i mean who in their right mind would put their password to 1234.....come on.....

i know guest,to quote of my favorite films...spaceballs.

THAT SOUNDS LIKE THE COMBINATION SOME IDIOT WOULD HAVE ON
THERE LUGGAGE. :lol: :lol:

Hey, that's the same combination as my luggage!

On a different note, I'm thinking someone should call and offer their telephony services to get them back into voicemail. However, payment terms need to be via ACH debit from their accounts only, with a rollover of charges every 2 weeks @ $90, unless they specifically contact you via email and request to pay off the balance plus interest...

That really is too funny!

I just had someone call me from 310-405-6199 and 310-511-5250 and said he was some kind of legal litigation person for US National Bank, they were coming to meet me at work to collect $5,484.87 he did give me my old bank account # and my mother's name, it has to be payday, i have done one in the past and i used her as a reference. He can't really come here can he? I have closed this account so im not sure i could even get statements verifing that i didn't do a payday loan with them. Should I be worried?

There is no such thing as US National Bank. They are a scam....if you read this whole thread you will see that.
No, you shouldn't be worried.

832546129-this man called me 17 times in 20 minutes.....during 1 of the conversations he told me to *uck off*.....he told me I was a criminal and I was going to jail.......

I received a call about an unpaid loan from US National Bank. Told me my attorney's fees would be over $10000 if I didn't give him $1094. He call from 832 546 129 ( no last digit) and I can't return the call. This guy sounds like he on drugs or something and may be dangerious. He used the name Gary Wilson. He called a few months ago and used the name Sam Duncan. I asked for a written statement of what I owe and who I owe it to. So far I haven't received it.

Do you hav eany suggestions?

Bigguy0445

Don't pay these guys a penny, they are full of crap an just trying to scare you into paying money.

You will not get anything in writing....I'm sure I will continue to get calls from the same man just uses different names. He used "Gabe Wilson" on me before.....

This is a scam there are several online complaints n them
dont give them more money !!!!!!!!
look at all there is on the number you gave