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I am in Va and had an old payday loan that we paid off

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I am in Va and had an old payday loan that we paid off in cash about 5 years ago with Ace Cash Express. I have no documentation to show for it now however the company no longer does payday loans. I have been getting calls from a Washington, DC phone number and now calls coming form Atlanta, Ga telling me that I have to try to negotiate a settlement amount or else I I will be taken to court and also face jail time if not paid. How do I handle this?

Payday loans are legal in Virginia state. But if you have paid back your debts, so it shouldn't have gone to collections. Don't you have any document to prove that you've paid? Then, ask them to show you the proof that you owe on that pdl.

Sub: #1 posted on Fri, 10/11/2019 - 01:44

Good Nelly Good Nelly
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It is legal in Virginia, You have to repay the tortal amount with the interest. If you fail to do so, then be ready for collection calls.

Sub: #2 posted on Mon, 10/14/2019 - 06:23

Sanders Patricia Sanders Patricia

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The best way to handle this is to ignore the collection calls. It's a scam. You can't be sent to a jail for not paying off a payday loan. In this case, there is no possibility of sending you to jail since the payday loan is paid off. It's just a scare tactic.

Sub: #3 posted on Tue, 10/15/2019 - 23:24

Nick Jonas Nick Jonas

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