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VC Funding and Impact Cash USA/AKA Rocky Boy Tech. LLC

Date: Thu, 08/20/2009 - 12:19

Submitted by kolodin616
on Thu, 08/20/2009 - 12:19

Posts: 157 Credits: [Donate]

Total Replies: 4


I haven't been on here in a long time since I thought I got through all the PDL nightmare back in March/April of 2008. I live in NJ and fought with the PDL companies that I had way overpaid in fees for almost a year. I got all of them to leave me alone when I started writing letters an emails to the AGs office and NJ Dept. of Banking, etc. I also contacted the bank processor on a few of these. Both VC Funding and Impact told me they would not do further action and that I was paid in full. This is the email I received from VC Funding and my repsonses:

VC FUNDING

7431 Broadway

Kansas City, MO 64114

This is an attempt to collect on a debt. Your account has gone to collections. To avoid further collection attempts, and to keep this account in our office, we are seeking a payment plan on this account. I am willing to work with you on this matter in order to come up with an arrangement that is mutually beneficial. Please reach me at the number below or e-mail me back regarding this matter.


Stewart

Collections Dept.

PH. 816-581-2750

Fax 866-379-7667

[email]stewart@ccmi-inc.com[/email]

My reply:
Debt for what? I paid you more than the fees allowed in the state of New Jersey, plus more as I did my math you would owe me a refund. I have contacted the NJ Department of Banking- and our AG's office as I was told last year that I was Paid In Full and now you are coming back trying to collect more money from me, in which your company is illegal. Please validate this debt and let me know how you come up with that I owe you money.

I will let the NJ Department of Banking know how much I paid and how much you should be refunding me. Also send me your license number that you are allowed to do business in the State of New Jersey.

His reply back:


I sent you a copy off the loan documents you signed to your e mail. You have had a lot of loans with us ,but this loan you have not made one payment on this loan. You called in after you got the money and said you closed the account do to fraud and would mail in payments and never did. Also I don’t care if you contact NJ dept of banks or anybody else and our license # read the contract you signed . I am offering a settlement on this account before turning it over to out side collection company. What do you want to do?

So when I searched this address it came up as Broadway Apartments. He said it is a business address and that I must have googled it wrong. Please advise on what I should do.


Here is another response I did with him:

My reply:

So what is it, I am in collections or you are sending me to collections. I feel that you have been way overpaid and I am not going to give you another dime. You are an illegal company that should not be in business. I was told a year and a half ago that this account was PIF, and now after all this time you are trying to collect on this? What is it that you want to do? Is the correct physical address 7431 Broadway for all written correspondences? I received an email in April of 2008 stating that no further action on my account and it was marked PIF after I contacted your bank processor. So now that has changed?


lrhall41

Submitted by kolodin616 on Thu, 08/20/2009 - 12:23

( Posts: 157 | Credits: )


tell him you are reporting him to the NJ AG.forward all saved e-mails sepecially the PIF one.after you send him that.do not correspond again.instead forward every e-mail to the AG'S office.yes i have heard of illegal pdl's doing this.


lrhall41

Submitted by paulmergel on Thu, 08/20/2009 - 13:09

( Posts: 15514 | Credits: )