follow-up on "help in virginia"
Date: Tue, 02/26/2008 - 09:57
6 pdls
1. Ambassador/Nationwide Cash
Loan: 250
Paid: 630
Paid towards Principle: 105
2. Authorized Payday
Loan: 450
Paid: 270
None towards princ
3.Cash Supply
Loan: 400
Paid: 360
none towards princ
4. Cash Advance Now
Loan: 250
Paid: 150
None towards prince
5. Landmark Express
Loan: 300
Paid: 90
None towards princ
6. Upfront Payday
Loan: 300
Paid: 0
I do know that my state does not allow rollovers, and I couldn't find any of these companies listed as being licensed to operate in Va (if anyone knows any different, please advise). As of 2/15, I have closed the bank account associated with those ACH transactions. It seems I've overpaid at least 1 of them (Ambassador). Now what? Where do I get the letter to send to them? Do I fax or mail? What do I do next?'
I don't have a letter, but many other members here do . . . If s
I don't have a letter, but many other members here do . . . If someone sees this, please send tiffany a sample letter . . .
Once you have the letter and have tailored it to your state and situation, send it to each company certified mail. Otherwise you have no proof they ever received it, and you have to expect that they will lie at every turn.
You've checked the VA licensee database and none came up? If the
You've checked the VA licensee database and none came up? If they are indeed not licensed/legal, here is your breakdown:
Ambassador borrowed 250/paid 630/OVERPAID 380
Authorized Payday borrowed 450/paid 270/OWE 180
Cash Supply borrowed 400/paid 360/OWE 40
Cash Advance Now borrowed 250/paid 150/OWE 100
Landmark Express borrowed 300/paid 90/OWE 210
Upfront Payday borrowed 300/paid 0/OWE 300
They are unlicensed/illegal to lend to you. Pay the principle amount only. You have overpaid Ambassador. The others, you still owe towards the principle balance. If you need help with this, just post! :D
