Payday loan hell in ky

You will find the Payday loan laws for Kentucky here (just select your state),
http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html

I have for your reference listed the laws for KY
Please list for us who you have loans with, the amount borrowed, and the amount paid to each(fees and principle as one total for each)
You did tell us they were all internet.Once we get the info we will be able to help you

Here's a bit more information to explain what the laws mean:

Please list out each pld by name, the amount borrowed (principle amount only), and the amount paid back so far (total - do not break it down - just the total paid back so far). Once we have this information, we're good to go. You have come to the right place for help! :D

Ok Cannr, You are on my coat tails today. I love being followed by you . I actually was waiting for the loan info, and then I was going to Pm you about a KY neighbor.

Thanks, kash! I saw KY and it jumped off the page at me. LOL!

Thanks everyone, here is my list of loans with the princple and amount paid. There are a few that I have not paid on yet but I know that I am already in over my head.
Principle Paid

E-Payday Loan 350 0
Cashtransfercenter 400 0
ameriloan 300 270
National Money Store 350 814.97
Payday Services 350 175
Payday Loan Yes 300 0
GFS 225 350
Payday Max 360 110.12
Cash Today 200 680.00
Worldwide Cash 200 0


Thanks

Sorry my numbers got jumbled on the previous post.


Principle Paid
E-Payday Loan 350 0
Cashtransfercenter 400 0
ameriloan 300 270
National Money Store 350 814.97
Payday Services 350 175
Payday Loan Yes 300 0
GFS 225 350
Payday Max 360 110.12
Cash Today 200 680.00
Worldwide Cash 200 0

Guest welcome. I am going to jump in here since you responded so quickly. You need to close your bank account. If they will not close it, you need to demand they atleast put a hard debit block on your account to keep any debits from posting. You will still be able to get deposits but you want to do whatever you can to keep the pdls from taking anymore mondy from your account. But, please read this about closing your account. It has some really useful information.

www.debtconsolidationcare.com/paydayloan/close-account.html

The poeple here are really helpful and know what they are talking about. If you have any questions, please post them. I know sometimes it can be overwhelming and confusing so I will let you read over this for now.

guest, before you do anything else, take one more step, read anything else, do this!!! You have three overseas/illegal pdl's. Three. The overseas/illegal pdl's are notorious for sending out wage assignments to employers to get money from your paycheck. You need to NOW write a letter revoking any wage assignment you may have signed with them. Short and sweet. Put their name and address, then simply state: I (your name) do hereby revoke any and all wage assignments I may have signed with your company, your partners, or any affiliates. Then type your name. You do this NOW. They have to get it ASAP. Email it/fax it/mail it certified. Keep a copy, give a copy to your payroll person. The three you need to do this with are:

CASH TRANSFER CENTERS
GFS
CASH TODAY LIMITED

Do this right now to cover your ass. They will not hesitate to send a wage assignment to your employer. Especially Cash Transfer Centers.

Thanks, I just sent the revoke wage assignment letters. Also, I have registered with Langhorne debt solutions but I was wondering if anyone knew how long it takes them to contact the creditors. I just do not want these pdl companies contacting my family.

Paul - Once Langhorne receives your first payment they will send the preliminary letters to your PDL companies. All calls stop at that point. They also include revoking wage assignments.

Thanks, motomom! Great information! :wink: