Paydayonline.com

I ma being harrassed by this company and do not know why. I never took a loan with them. They call me, my boss, her boss, and also send letters to me, my family, my HR dept. I gave them my address and told them if they could prove I owed money I would be more than happy to pay them. They sent me a letter at home, at work,and at my dad's. They said I owed $471, but will not send me my contract I supposedly signed etc. I sent them a C&D letter and they will not stop contacting me - they said my request "is not reasonable". Now they are sending me NOTICE OF WAGE GARNISHMENT. Funny - since they are sending it to "an attorney in my area" in five days. Oh - also, it looks like something I could've typed up at home. They have made the same threat 5 times in the last 30 days and nothing has happened - I do not anticipate it will, however I am sick of these ba$tards harrassing me an dmy family and co-workers for a debt I don't even owe them! Funny they are threatening Court action I told them to go for it! Nothing would make me happier than them being unable to collect on a debt I don't owe them... Are these guys licensed etc? I live in MN. I need to know how to approach this. Can I please get some insight as to how to handle this? I can't find anything on them except here... I filed complaints with the proper authorities etc. I just don't trust this company because everything they send looks like something I could type up on any computer. All the letters are addressed by hand (in magic marker - as big as possible...) Again - please help me with this...