Greendot M/C

cturner, I typed greendot card in the search box in the top right corner of the page and there were several posts about them. You may want to try that while you are waiting for an answer.

cturner. every time you load your card, whether online or in person you will pay $5.

I know about the $4.95 reload fee. This $4.95 charge oocured when I purchased minutes for my pre-paid cell phone.

cturner -

I have a Greendot Mastercard prepaid debit card myself, and I use it exactly as I would a checking account. My payroll is direct deposited onto it every payday, and I have purchased things online (including minutes for my cell phone) without incurring any additional fee. I'm not sure what that additional fee would be for. I just paid for my monthly minutes on my cell phone last month, and the only thing deducted from my Greendot card was the amount I paid for the minutes.

Thanks for the info Sue. I will call Greendot tomorrow and ask them about the fee. I may not need to use my Greendot much more anyways. I got it to direct deposit my paycheck and that didn't work.

Hi Cturner...I wonder why the direct deposit on your paycheck didn't work? They advertise it on their website, and I do it with mine...works just fine. Maybe if you check with your employer or their bank?

Sue, my employer requires a blank/voided check in order to process direct deposit.

Oh, I see - sorry to hear that cturner - hopefully you can work something out. Have you tried Tab Bank for a checking account?

No Sue, I have never heard of Tab bank. I will check into it. I'll probably just open a bank account w/ another bank. I've heard horror stories of PDL lenders obtaining new account info and trying to debit the account. But, i've been told thats not as common as i had feared. Lets hope thats true. It would be a nightmare to wake up one morning and find that my new bank account had been drained!!

C...it is very rare...I have had my new account for about 6 months now and all is well.

I generally will not suggest to anyone that they use a pre-paid due to all the fees involved. However on the old board, a member there told me about some pre-paid cards that are pretty good deals as far as fees go.

Even though there are MANY options out there for everyone when it comes to banking, some people still prefer the pre-paid cards to regular checking accounts.


For more information on pre-paids, see Jtels blog spot at prepaidbanking.blogspot.com

But remember there are options for regular checking accounts out there available to everyone regardless of being reported to chexsystems. Don't feel you have to settle for pre-paid cards when it comes to getting an account. Someone above mentioned TAB ( excellent option ) also maybe People's Cash Solutions but I would really look into finding something local if possible first depending on where you live