Has anyone heard of Westbury, CMG Group LLC and LTS Management?

Sammy - You've come to the right place. Westbury, LTS, Loan Shoppe, DMS Management, CMG Group - Are all the same company. They are by far one of the most annoying companies to deal with. They violate laws, they threaten you, but don't buy it. They can do NOTHING to you!! I know that there are a few folks on here from Ohio that will be able to point you in the right direction.

If you haven't done so already - close the bank account associated with this loan. You should also tally up how much you borrowed, how much legal interest you're required to pay, and how much you've paid them.

IF you've paid more than you legally owe, you need to start the process of filing complaints wth your AG, etc.

Please don't give up. These people are total NUT JOBS.

keep getting nasty emails from a Joe Abney. Every time I ask for more information all he tells me is the date that I recieved the money and how much. I even ask him what company he works for and everytime it is a different company. I feel like he is almost scamming me. All I want is a straight answer. I told him one time that I was going to file bankruptcy and that I was in the process of doing some research on it. He said that the company looked it up and could not find anything. I told him that he would not b/c I was doing research on it. What am I suppose to do I live in the state of Ohio is there anything I can do? I thought about writing the attorney general. Thanks
I also have not paid anything back on this account b/c they can not provide verification and now they have threatened me saying that they are going to get a hold of the state and county that I live in can they truly do that. Help please
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sammy -

I'm sorry to hear you're having a hard time with this. It sounds like you're not sure what company you're dealing with? A good way to find out their company name is to pull a bank statement and see what name they're debiting your account under - there may even be a cmg group llc phone number for contacting them shown there. Be aware, though, that many payday lenders (especially internet-based lenders) operate under SEVERAL company names, and are not even based in the United States.

However, you cannot be arrested or jailed for defaulting on a payday loan. That's a lie - a tactic used by many payday lenders to get you to pay.

Is this an internet or storefront loan, and how much did you borrow?

Here's the payday lending law in Ohio(just select your state),
http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html

In order to even begin fighting this, you need to at least pay back the principal amount, plus the interest allowed by the state of Ohio as shown above.

After that, you can begin working on getting them to mark your loan paid in full. That will entail finding out if they are licensed to lend into Ohio or not - which can be done by looking them up on your state's licensee database. (http://elicense2-lookup.com.ohio.gov/default.asp)

Let us know if you need any other help or have other questions.

I have tried over and over for him to tell me how much I exactly owe and if I can pay the principal. But he can never tell me and instead he just walks around the question by not answering it. Also, I tried to pull the company to see if they are licensed in Ohio I have tried every name that they have given me and still nothing.I am thinking about filing a complaint with the state of Ohio b/c this is almost like harassment I would say. He always finds ways to not be able to produce my contract and to walk around questions.

I gave joe no time to threaten me! I Immediatly asked him if His company, Westbury ventures, and the Payday loan company were licensed in Oregon. I asked him to validate the debt. I talked faster than he could, and even told him he was good at his job. Poor guy did not know what hit him! I hope he has dry underware to put on!

I have asked over and over for a copy of my contract but you know what nothing. He is a jerk and makes accusations after accusation and has no real self moral at all. I have decided that I am going to file a complaint with the state of ohio and to the Better Business Bureau. I think really think that these people really need to be out of business. Has anyone else had this much problem? Also, he keeps threatening me what can he do to me?

I am going through the same thing but the person I am dealing with is jamie with Westbury. We emailed each other all day long. They are not licensed to do business in my state so they are sol for their charges. I will pay them back what they legally loaned me and the interest for the state I am in. I told him/her that I couldn't do anything until June 11th. They kept pressuring me and I kept telling them the same thing over and over and over.

I was put through to CMG Group as part of taking a loan through NWC to start an elecvtronics business. Not only did NWC not send me the stuff, but lied outright they did, in addition the funds from CMG went to NWC and now this Andrew Flintos Ogard says stuff like your going to jail, I will see you fry, you owe money and in serious legal mess, and has been calling my employer, giving out my social number to poeple on the phone without making sure it is me ands so on. They will not give me and address only this guys personal line. Plus they over drew my accout triple what the loan for $150 and $45 finance. My accout ended up $375 overdrawn and shut down. Now this guy is trying to cost me my job? His number is 732-203-7708 but seems to be unlisted and located in Piscataway New Jersey. I have not been able to get a staright answer or evidence of their lincensing.

I use to work for this company.

The California Department of Corporations Counsel has issued a Desist and Refrain Order against them view here. I was trying to post it but the forum kept telling me to remove it = (
but just google ca dept of corp and in their web site search "loan shop" and the links to the file will show up ; )




I'm from Cali. and have had such a hard time with "The Loan Shop" they where debiting my new bank accounts for amounts of $480 and sometimes $390 on accounts that I never gave them access to. After paying this company $180.00 towards my $300 loan $390 after the fee that they charge. I called them just yesterday and they are still claiming that I owe them $480.00!! I then started to communicate to them about this order, and the ignorant prick was laughing and claiming that they don't have to abide by my states laws and that I was still responsible for the $480 that they claim.
He put me on hold and I was fed up so I typed up an email to the CA Dept of Corps. Today I got a phone call from one of the Attorneys from the Department of Corps. that is actually involved in this case. She told me that yes it is 100% legal and they have to abide by our states laws. She was telling me that they are in communication with this company and they have said that they where going to be abiding our states laws and that they are watching them. So she recommended for me to write them another letter/email and advise them that she was reviewing the process of my account and reviewing their interaction with me.

She said that if they get caught not abiding they are def. going to take sever legal action. I'm sure that once I type up this email to them I will finally get them to agree to let me only pay them what I actually owe them. I'm so relived that I finally was able to find some resolution, this company really scares me with just pulling out money from my account all the time in case I didn't mention it I was able to get my bank to reverse the transactions that they placed under my new bnk accounts for not being authorized and one that they tried placing under a name that I didn't recognize or "Express Cash". I'll keep you guys informed about the proceedings of my case= )


Now I still have to deal with MTE, GFSIL,SGM Mrkting, and a few others ahhhh any advise?

I am currently having the same problems with this company. They are terrible people. They say that I owe them $660, but they refuse to give me anything in writing with their information or proving that I owe this debt. They continue to give me a date and deposit amount and they are pressuring me to give them my new checking acct number. I told them no and said that I would make arrangements once I received something in writing. They, Thomas Rothrock, said absolutely not and if I do not pay them in full by Monday, then they will sue me. They continue to "verify" the county that I live in, but I will not even verify information over the phone which is making them CRAZY. I said, well, look me up, mail me a letter, and then maybe I will discuss it with you. I do not want to go to court, but I am not giving this company with all the different names access to my account. When I offered to make arrangements I said "Well, I still have basic costs of living...rent, utilities, etc.." I was told not to discuss my problems with them because they do not care about me or my life. Pay them the money or they will see me in court. Then he said that if I do not comply then I will go to jail. I am fairly certain that I have not committed any kind of criminal act SINCE I do not know if this is a true debt. After reading this page, I am in no hurry to rush $660 to them. I am sure that I do not owe that amount.

Guest...Mr. Tom Rothrock works for Westbury Ventures..I received a letter from them in August. Their address (then) was 73Greentree Drive #513 Dover Delaware 19904. They are a collection agency and do have to abide by all the state laws. They have numerous names and addresses and are not listed in the Delaware BBB...however you need to send a registered cease and desist letter to them along with a letter revoking any prior authorizations. Also request they only contact you by USPS. There are others on here that will be able to assist you also.
There are sample letters on this website that can help you...

I applied for a payday loan and this cmg groupd put money in my accout did i did not ask for from them. Now I am scared to death. This just happened today. I do not know how to get in touch or what to expect. I don't know how often the money is going to be debited. I never recieved a call from them or signed documents! Any suggestions?

Ladybug-what email address were you using for Westbury. I have 2 loans through the loanshop which are the same company and I have sent several emails but received nothing in response. I have over paid alot and this could be why I am not getting any response, but I thought maybe you might have different contact info that I could use.

i need the number to this cmg group llc.

i was in a jam also and applied for a payday loan and i got one from a place that was authorized but i did not apply to cmg and now i do not know how to get in touch with these people.

Phone - 866-516-9300
Fax - 866-516-9700

do you know what there email address is

OMG!!! JOE ABNEY JUST STARTED LEAVING ME THREATENING VM MESSAGES TODAY 9/23/09. i AM SENDING THEM A CERTIFIED LETTER TO THEM TO STOP HARASSING ME WITH EMAILS ALSO, CAN SOMEONE TELL IF THEY ARE LOCATED IN WILMINGTON DELAWARE ANDTHE ZIP CODE. THEY GARNISHED MONEY OUT OF MY CHECKING ACCOUNT AND I CALLED THE BANK THE NEXT DAY AND THE BANK REVERSED THE CHARGES AND I GOT MY $$ BACK AND CLOSED MY ACCOUNT. GOOD LESSON LEARNED NOT TO DEAL WITH LOAN SHARKS THEY HAVE NO SYMPATHY WHEN HARD TIME FALLS

HERE IS JOE ABNEY DIRECT EMAIL ADDRESS [EMAIL="jabney@loanshoponline.com"]jabney@loanshoponline.com[/EMAIL]

can someone give me the full mailing address to ssend a certified letter to them, thanks

I asked loan shop for validation of debt and this is what he emailed me back I asked them for the validation of debt and informed them that I checked with the State of UT and that I have not found them to be licensed and legal in the state of UT this is what he responded to me. I edited this as did not realize my old account info was in there ven though it is not valid still wanted to remove.;)

[FONT=Arial][SIZE=2][COLOR=navy][COLOR=navy]We have are a national lender and have many company names. The point is, you can confirm the debt with the information bolded below. Call me we can conference your bank in and have them confirm you received the money. Or you can just CALL THEM. You have 48 hours to set up a pay back plan.[/COLOR][/COLOR][/SIZE][/FONT]

[FONT=Arial][SIZE=2][COLOR=navy][COLOR=navy]Loan Shop Online in conjunction with Broadmore Ventures responded to the need of Shana Fleming application for money and deposited their money in the amount of $350.00 which was deposited electronically into your Bank - Us Bank, Na Routing account # Checking account # on Sept 18th 2009. The bank will be happy to confirm this transaction. Because of the time you have kept the money your balance is now $455.00.[/COLOR][/COLOR][/SIZE][/FONT]

[FONT=Arial][SIZE=2][COLOR=navy][COLOR=navy]Did you or did you not take our money on 9-18-2009 which was deposited into your account, under the names provided. End of story. A third party, your bank will confirm under oath you did. There is no better confirmation.[/COLOR][/COLOR][/SIZE][/FONT]

[FONT=Arial][SIZE=2][COLOR=navy][COLOR=navy]Sincerely,[/COLOR][/COLOR][/SIZE][/FONT]
[FONT=Monotype Corsiva][SIZE=5][COLOR=navy][COLOR=navy]Fred McGary[/COLOR][/COLOR][/SIZE][/FONT]
[FONT=MS Serif][SIZE=4][COLOR=navy][COLOR=navy]Mr. Fred McGary [/COLOR][/COLOR][/SIZE][/FONT]
[FONT=MS Serif][SIZE=4][COLOR=navy][COLOR=navy]Account Manager[/COLOR][/COLOR][/SIZE][/FONT]
[FONT=MS Serif][SIZE=4][COLOR=navy][COLOR=navy]Offices of (LSO) Loan Shop Online[/COLOR][/COLOR][/SIZE][COLOR=navy]
[SIZE=4]Direct: (888) 265-5074 x 4290[/SIZE][/COLOR][/FONT]
[FONT=MS Serif][SIZE=4][COLOR=navy][COLOR=navy]Fax: (800) 383-3309[/COLOR][/COLOR][/SIZE][/FONT]

Also I did not take the loan out originally on 9/18 I took it out prior to that date, the date he provided was a date the loan was refinanced on not the date I took it out.

remind them they are illegal,and you do not owe anywhere near 455.00.also file AG conplaints with your state AG.let them know this.i would save that and forward it to your AG as part of your complaint.they are a national bottomfeeder that has many d/b/a's to get money out of people's accounts.the confirm under oath part is hilarious as an illegal lender they would not dare set foot in courtroom.

Thank You so much for your help, I have noticed all day they have been quick at responding to my emails but after sending them a response to that one telling them that they are illegal and my legal rights and stuff they have failed to respond to my email.

Im from california: I did take out a loan for $300.00 I have not pay them back, they sent me an email and also left me a message at work indicating that I now owe them $890.00 fees & interest. I called them & they settled for $580.00 but wanted me tp them on dates that Im not able to. I just dont have the money right now. so now they sent me an email indicating I broke the agreement with them.

So I read in this forum, that all though they are form ohio, they have to abide by california law. How do I bring this up to thier attn? I want to make sure I know what Im talking about before I start paying them. I dont want them withdraw from my bank $890.00.

I found this cite while doing some research on LTS Management for a database I am making. Suffice it to say, they are going off my list. I don't know if this will help anyone, but David W Sanchez works for LTS Management Services, Inc. and has a CPA license in MO. The address he gives is 110 W. 9th Ste. 100, Kansas City, MO 64105.

Also, Google gives this address: 912 Baltimore Avenue Kansas City, MO 64105-1772