CashCall on my Credit report
Date: Sun, 02/17/2013 - 11:07
CRA Complaint
Me have you filed a complaint with the FTC against the CRAs for allowing Cash Call to report this illegal tribal loan on your credit report? This is the stage I'm at right now in this fight - I'm working on the complaints now. Just wondering if anyone else has done this and had any luck with that.
yes you can!
Yes you can get them off! I did and they are off & have been for one year now & you can to! Get someone other then yourself involved as i did! Was not expensive! Lex law! No they will not dispute the fact they are Illegel, they will only do the job they have alway done. And that works! it did for me & I'm guessing it will for you! "Again: NO..they will not dipute the fact western sky/cash call is Illegal...NO...they will only succeed in getting them off your credit report by making the credit B, do their jobs and verifiying! Try it!
Bree
Western Sky is an illegal
Western Sky is an illegal lender. Illegal lender can’t report to the credit bureaus. Since they have already reported, so dispute it with the credit bureaus immediately.
Western Sky is an illegal
Western Sky is an illegal tribal lender. What state are you in? Have you disputed with the credit bureaus?
I am pretty sure that is
I am pretty sure that is Lexington law - They charge a fee to help you clean up your credit. And the funny thing is that I first heard about them from a broker for loans! to boost my credit score to get approved for more loans...not saying bad - just saying...
Cash Call/Western Sky
I am begining the process of working to get out of debt with Cash Call/Western Sky now. Does anyone have any reccomendations as to how I should proceed with them to avoid any pitfalls?
Credit Reports
I am the one who had asked. Yes I have disputed this with the credit reports twice, I have sent in letters and the North Carolina state law and they still say it's a valid debt. I need help to get this off of my credit reports but I have no idea what else to do. Please help.
Actually.....Maryland,
Actually.....Maryland, Colorado, Washington state, West Virginia and Florida have all stated that the loans are illegal. You can also look to the pending litigation the FTC has against the Webb entities. And further, Congress is working on the SAFE Lending Act in an effort to close the tribal loop hole and require these predatory lenders, whether they are tribal or not, to be registered with the states they issue loans in and abide by all state lending and usury laws. Seems to me that there are quite a few authorities that state that these loans are illegal...
Can anyone share a success
Can anyone share a success story in getting CashCall's reporting of WS loan off credit report by disputing with the CRAs? We all know they are illegal and they shouldn't be able to report the "illegal" debt, but no amount of disputing gets it budged off of the credit report. It always comes back as a valid debt. I have sent them what equates to a book in backup documentation on why it is illegal and it is always deemed valid and stays. In fact, the CRAs refuse to investigate any more and say it is a "frivolous" dispute. No amount of complaints filed with any agency helps either. I'm guessing this is what Me is facing as well. It's as though Cash Call is untouchable in their hijacking of your credit report with this illegal loan. Is there anyone out there who has been successful in removing this?