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HELP I need information on PDLs and the law in AZ

Date: Sun, 08/17/2008 - 16:39

Submitted by flanandone
on Sun, 08/17/2008 - 16:39

Posts: 3 Credits: [Donate]

Total Replies: 6


I took out multiple PDL's in July and am now trying to get out of the mess I created. The companies I am dealing with are

World Wide Cash (Telemarica)
Impact Cash Payday loans
Big Limited
United Cash Loans
Acceptable Payday Loans

Almost 1450 in loans
I have had the int or loan fee taken out of my checking account 2X now for each loan.

What are the laws in Arizona. What do I do to stop them from continuing to take money from my account. Do I close my account? I'm willing to pay back the amount borrowed but not these outrageous fees.
:shock:


Welcome, flanandone! You will need to post some additional information in order to get the best advice. We need to know whether each lender is internet or store front. Also, we need to know the original amount borrowed from each, and the total amount paid so far on each. Once you post that information, I'm sure that someone will be along soon who can start you in the right direction!


lrhall41

Submitted by alias1958 on Sun, 08/17/2008 - 16:51

( Posts: 1230 | Credits: )


Do I deliver the ACH revocation to the Lender or to my bank or both? The Cease and Decist letter does that go to the lender only? How do I make sure they can not garnish my wages?


lrhall41

Submitted by flanandone on Sun, 08/17/2008 - 17:27

( Posts: 3 | Credits: )


i ALSO live IN NY NOW AND took out loans thru the companys, and they are United cash loans and

us fast cash both companys are in Miami OKLAHOMA. they claim to be good but i owe them 500 dollars, and they are harassing me now. pay day loans in NY state are illeagal lawyers tell me what can i do about this


lrhall41

Submitted by on Thu, 11/20/2008 - 18:12

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well mark your right pdl's are prohibited in NY,so i have a couple of questions.

how much was borrowed from each
how much was debited by each

if the total debited meets or exceeds the amount borrowed you owe them nothing further.let them know this.they are totally illegal which means they are not licensed period.they will lie out of there backsides.do not believe a word of it.whether they call or e-mail it is all bunk.also file AG and FTC complaints.


lrhall41

Submitted by paulmergel on Thu, 11/20/2008 - 18:17

( Posts: 15514 | Credits: )