arizona pdls
Date: Thu, 08/13/2009 - 13:22
I am typing up my debt validation letters but need the address of the following companies.
WorldWideCash
M1yDirect
SJM marketing
Ameriloan
OneClickCash
NLS Cash Advance
CashnetUsa
Also if someone could help verify some info that would be great.
I live in arizona and have pdls in the amount of
200- Worldwidecash & nls cash advance
350-ameriloan
250-M1y direct, sjm marketing
300-one click cash
150- cashnest usa
Based on AZ laws what would be the total legal amounts I would owe on these? And yes I have defaulted.
Oh and I have tried to look up their addresses but I have found
Oh and I have tried to look up their addresses but I have found so many different ones and did not know which to send them to.
Ameriloan is illegal, so you only owe $350 They do not have a l
Ameriloan is illegal, so you only owe $350
They do not have a license to lend in any state.
You have several unlicensed lenders in your list but first I am
You have several unlicensed lenders in your list but first I am going to give you a link to your payday loan laws.
http://www.paydayloaninfo.org/state_detail.cfm?id=AZ
Arizona requires Internet based pdl's to be licensed by your state.
You can download the list of lenders who are licensed in your st
You can download the list of lenders who are licensed in your state at the link below.
http://azdfi.gov/Lists/Download/Download.htm
I can tell you for sure that Ameriloan and OneClickCash are NOT licensed lenders. You need to get your account closed as asap, CLICK HERE to find out how to deal with illegal lenders. CashNetUSA is most likely an installment type of loan, you really need to make some type of payment arrangements with them. Take care of your legal lenders first.
My account has been closed so they cant do anything with that an
My account has been closed so they cant do anything with that anymore. I have a new account at a different bank. How much do I legally owe to CashNetUsa? I want to just send them the total amount I legally owe and at least be done with them first.
Since CashNetUSA is a legal lender, I am afraid you will owe the
Since CashNetUSA is a legal lender, I am afraid you will owe them what the original contract stated, due to the fact that they are most likely an installment type of loan, they do not fall under the guidelines for payday loan laws.
Hmm, well I no longer have any of my original paperwork so I rea
Hmm, well I no longer have any of my original paperwork so I really have no idea what my contract states. How would I go about finding this? I just wanna pay them what I legally owe!
what is the difference between an installlment loan and a payday
what is the difference between an installlment loan and a payday loan. If you apply for a "payday loan" how can they change it to an installment loan?
well I just got off the phone with the people that are handling
well I just got off the phone with the people that are handling my account with CashNet. Basically what is going to happen is I am going to get a prepaid card and load whatever payment amount I am making to them on it and once I pay off the full amount I owe I will be marked as paid in full. So I told them I wont have the money for the first payment anytime this week or next and they said as long as I call within the next 24hrs and give them the card number I will be fine and they will just take the payments whenever I agree to have them taken out
Wow they agreed to that, awesome! Well for your protection make
Wow they agreed to that, awesome! Well for your protection make sure you get that in writing. Legal or not I wouldn't trust a PDL company as far as I could see :shock:
