Ms

Everything I've read about those debt management companies is that's its just another scam. You can do it all on your own!!! There are so many illegal Internet payday loan companies out there that chances are, yours is too. So that's the first step, finding out for sure if they are legal/illegal in your state.

It takes lots of time, I spent a whole day getting all the details of all of our loans, addresses, phone numbers, faxes, ect. Pull your bank account and get the payment histories of each, what you've paid on principal and interest/fees. Start drafting C&D letters, ACH revocations, etc. you can find all of those under the "sticky" posts at the top of this forum. There is even step by step instructions on what do to! Good luck!

Make sure that your lenders are illegal in your state before you start with the illegal loan items. All tribal lenders are illegal as they are not licenced in any state. If you live in one of the states that don't allow payday loans then all PD loans you have are illegal. Google your state AG office and they should have a link or other information about who is licenced or not.

You can also let us know your state and who the PD loans are with and we can help you as well. Remember IF the loans are illegal you are only morally responsible to pay the principle only but not legally responsible to pay anything.