Srg
Date: Tue, 08/20/2013 - 08:26
SCAM
from 1994?yes it is a scam as it is well"time barred"if she can't,or doesn't want to send a dunning letter then ignore her.if she persists file AG,AND FTC complaints.btw as stated before you don't request validation over the phone.you first request basic info(thus the dunning letter)then you send a DV letter.
The debt may be time barred
The debt may be time barred from legal action but legally the poster still owes it. 1st notice was probably sent to the address on file. The poster needs to send a cease and desist letter.