Texas Pay Day Loans
Date: Wed, 01/13/2010 - 13:04
I am in Texas and have a few pdl. These are all internet loans. I am having another issue with the bank that I asked to close the account on the 14th (I get paid the 15th) and they did not and will not until I pay the $1200.00 in Overdraft and NSF fees. So some of these loan companies are still trying to run the fee.
Yes Yes Cash
Loan: $300.00
Paid: $270.00
They called today and said I still owe $600.00 because the last two payments have been returned from the bank. I tried to settle on the $600.00 with 6 payments of $100.00 and they said that is not going to happened. He said that all he could do was 3 payments of $210.50.
The others I want to know if they are legal in Texas and what can I do
Payment Direct 1 :$200.00 Paid $168.00
JHS Marketing $300.00 Paid $90.00
Loan Shop: $400.00 Paid $0.00
Check-N-Go: $1200.00 Paid $0.00
Ace Cash Services $350.00 Paid $0.00
Ace Cash Express $750.00 Paid $0.00
Also I have
Check into Cash
Cash Store
EZ Money
Yes Yes Cash
Loan: $300.00
Paid: $270.00
They called today and said I still owe $600.00 because the last two payments have been returned from the bank. I tried to settle on the $600.00 with 6 payments of $100.00 and they said that is not going to happened. He said that all he could do was 3 payments of $210.50.
The others I want to know if they are legal in Texas and what can I do
Payment Direct 1 :$200.00 Paid $168.00
JHS Marketing $300.00 Paid $90.00
Loan Shop: $400.00 Paid $0.00
Check-N-Go: $1200.00 Paid $0.00
Ace Cash Services $350.00 Paid $0.00
Ace Cash Express $750.00 Paid $0.00
Also I have
Check into Cash
Cash Store
EZ Money
How do I find out if they are legal or not in Texas. Like Yes Ye
How do I find out if they are legal or not in Texas. Like Yes Yes Cash, Payment Direct
I have a storefrony payday loan.I have had this loan for over 6
I have a storefrony payday loan.I have had this loan for over 6 months and have paid over 800.00 dollars What can I do to settle his debt and not accure any more intrest.
Quote:Originally Posted by AnonymousHow do I find out if they ar
Quote:
Originally Posted by Anonymous How do I find out if they are legal or not in Texas. Like Yes Yes Cash, Payment Direct |
Click the link below to find the licensing status of the payday lenders.
http://168.39.159.59/default.asp
If you CLICK HERE you can search the Credit Services Organization data base, but keep in mind that some lenders use dba names.
Quote:Originally Posted by AnonymousI have a storefrony payday l
Quote:
Originally Posted by Anonymous I have a storefrony payday loan.I have had this loan for over 6 months and have paid over 800.00 dollars What can I do to settle his debt and not accure any more intrest. |
It depends on the store front, some store front lenders are members of the CFSA (Community Financial Services Association of America), if your store front is a member (click link below to see)
http://www.cfsa.net/MemberList.aspx
You would be eligible for an EPP, click the link below to read about an EPP, number 11.
http://www.cfsa.net/industry_best_practices.html