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Amplify funding and inbox loans - need some advice

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I took out couple of loans from Inbox loans and amplify loans. After learning that they are illegal companies, I revoked their ACH authorizations. After talking with other members of this community, I asked the companies to refund me the extra (above my principal) I paid. They are unwilling to do so. Inbox in threatening to contact my work place. Amplify funding has employed a collection agency, 'Zen Resolve'. They are continuously emailing me to set up a payment plan. My question is do I need to bother with them and may be send them a cease and desist letter or just deal with amplify funding directly?
The details of the loans are below:

Inbox loans - principal $975 (Paid $1475$) - saying I still owe $2000
Amplify funding - principal $1000 (Paid $1350) - saying I still owe $1552

Thank you




Do you need to bother with them? The short and simple answer is 'no'. You have paid much more than the principal amount. Okay. So those guys owe you money. It's just the other way round. Send them a Cease and Desist letter and ask for a refund as well.

Inbox in threatening to contact my work place. - Inbox does this very often. Don't be scared.

Sub: #1 posted on Thu, 01/03/2019 - 01:58

Nick Jonas Nick Jonas

(Posts: 76 | Credits: )

In case of an illegal loan, you're supposed to pay only the principal amount. don't worry; they can't sue you in the court.

Sub: #2 posted on Thu, 01/03/2019 - 04:11

Mabelle Page Mabelle Page

(Posts: 167 | Credits: )

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