Anyone know about Personal Credit Services Inc.

Guest

The company you speak of is actually a debt consolidation company. And based on the complaints made to the BBB, they are not in good standing.

Getting a loan is a bad idea to pay off other debts. If you're interested in trying to consolidate your debt, you can actually do so here by signing up. The consulor you'll speak with will go over with you an easy payment plan, and will help you get back on track.

http://www.debtconsolidationcare.com/signup/

Regards-
Mike

thanks mike
the only reason im looking to get rid of a few higher intrest cards. im not sure i want to do the debt consolidation thing as im understanding that it may affect your credit score i have worked pretty hard to rebuild my credit it is at 670 now, i have no problem paying my bills on time. my main concern was that i have heard that card companies are going to increase there minimum payments from 2% to 4% of the total owed, though i always pay more then the minimum on them its not the 4%. i afraid i may have trouble paying the 4% increase. any other suggestions?

Guest,

The card companies are really going to increase the minimum payment. Most of the card holders anticipating a tough time, have been trying to consolidate credit cards. You must agree that it is always better to take some precautions before it's too late! Once you are default or late with your payments, the negative entry will hurt your score that you've built up after hard works of so many days.

By consolidating you lock the interest at a lower rate. Moreover, the consultant working in the program work out a perfect payment plan so that the monthly payment never exceeds your budget. By placing your cards under consolidation program, you not only secure an easy repayment process, but get rid of the headache of changes in market standards also.

Consolidation is good for your credit too. When your accounts are consolidated, your consultant will insist your creditors to report your accounts in your favor and ensure the ultimate benefit for you. Please visit the thread below-

http://www.debtconsolidationcare.com/forums/consol-result.html

thanks i have registered on this site im not sure why i am coming up as guest

hello well thats better thanks stanley
the above guests post are mine

whtlion

Welcome to the forums! Hopefully the consolor will go over with you the program benefits.

Regards-
Mike

thanks i started the process by adding my accounts, i will get my expenses together and add them tomorrow.
thank you again for a great site

I just gave this company my information for a loan and after that i decided to do some research on this company and came across a website named ripoffreport.com ..you should check it out

Thanks, cajun - I'm working on it too!

Grrr! Don't even get me started on that topic!!!!!!!!!!

has anybody done buisness with them.personal credit services

Shemeka,
I have not done business with them,but earlier in this topic one of our members mentioned bad record with the better business bureau. Go to bbb.org,click on business search,and put their name in for a search.It should pop up with their latest info.

I have actually used them. They were very easy to work with. I have contact information for them if needed. I applied for a 5000 loan and got it paid it off in 9 months. They are a service that is not a pdl for people with bad credit. For a fee 100-350 they will send you a guaranteed listing of banks/creidt card companies that WILL approve you,. You have to do some work by calling and applying but they are real loans, not expensice pdls! I was approved with a credit score of 455 at the Bank of Balitomre with a finance fee of only 6%. If you do not get approved they WILL refund your money. (A friend of mine did not get approved) she had her full deposit refunded in 10 days via check.

I am thinking of applying for a loan through them, but when I told my husband we had to pay a fee, red flags went off. He says any company that will not give you a phone number upfront, but wants money is a scam. Do you have a phone number or anything I can verify with before we apply? I tried the BBB, but couldn't find a listing. I will keep looking!

I too came across this site today, and I was curious if you had used this company and what your opinions were about them.

I agree, everyone should visit http://www.ripoffreport.com/ at least once. I think that is where I heard bad reports about personal credit services. I try to use it all the time, especially since all this nonsense has hit home.

This company is a rip off. they are going to ask you to pay a process fee for the amount of money you want and then send you a list of banks to apply for. You can apply for a loan at these well known banks yourself. stay far away from these crooks. I have a friend who has reported them to the FBI Fruad division

Yep...I read, in ANOTHER thread, that someone applied here, for a loan. The 'fee' was taken out of their bank account, however, he din't get the loan. PLEASE becareful of those who ask for ANY kinds of fees.

Clara's spam deleted! ~FINS

GREAT JOB FANTASTIC FINSFAN13. :roll: :lol: 8) :hug: :rose: :wink:

THANK YOU GUARDIAN ANGEL NUMBER1 FOR YOUR WONDERFUL POSTS.
MY FIRST GUARDIAN ANGEL OF THIS FORUM:FINSFAN13!!! :lol: :hug: :rose:

so do they not help you get the loan that you are seeking? :)

I am really intersted in using them and was wondering what was there approval rate?

I too wish to know if I can trust this company. I needed a loan, I unfortuately took a payday loan for 1500.00...Now I don't know how I can pay it off. I didn't buy anything with it, I used it to get caught up on bills...now it's getting worst! I just wanted a loan to get me caught up!!! I need help, and feel I'm falling through the cracks! Can I think this "PERSONAL CREDIT SERVICES INC.," can help!
Mitch

i too would like to know about this company..are they a legitament business..i want to pay off some bills and pay off some hospital bills that have gone for collection. im sick of living paycheck to paycheck..i wanna build my credit score back up.. can anyone help??

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