Pinnacle Credit Services - Consumer reviews and steps to deal with it

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They are billing me for, "something" I wasn't even aware of oweing. Reason being that I wasn't even in the U.S. at the time they say this bill was incurred. This is ridiculious! People harassing you all the time, I just hang up. I get calls from 000-0000 on my cell phone. I just ignore the call, I'm not going to waste my minutes on these people. We talk about stress at our jobs and dealing with our co-workers, what kind of people work where they can constantly bag and tear you down. I think these people can drive someone to suicide honestly!! My dad is a joker and hates to be bothered, he has come up with a few responses to thier inquiries. Oh, "I'm sorry he's not here he's been down at the veterans hospital for awhile and I don't know when he is coming home, his cancer is terminal." Another is to gasp, then let them know he has to go take a shit!! If the person has annoyed him he does the classic thing like make a comment about thier mother, they hang up and dont call back.
For me I just ignore them and not let the stress they will create enter my life. It sucks when I need a credit score though, just dispute it online and its like cal,GONE. Atleast for me. Good Luck too you all and when you talk to them, remember that middle finger. Use :wink: it! :wink:

don't trust them to anything that is not on paper.... I made an agreement for a certain settlement by phone. Used phone check to pay it... They ended up charging me 80 dollars more... I called them about it and their response was "did you have that offer in writting"... Dont trust them

yup, I was harrassed constantly by this company. They called my house every hour, and my parents house even after they were told not too. I did owe the debt, but I was pying a different comapny, and that company sold to these POS'. What I did was very calmly asked for a supervisor. I got her name, the address, phone number, fax, and tax ID. I then filed a formal complaint with the FTC. As far as I know they are under investagation. I was called names and told that having a baby while working and going to college was no excuse for not paying my measly bill of 150.00. Yup. $150.00!!! Thy could have mailed me a letter, that might have helped. Jerks

THE CORRECT PHONE NUMBER IS 952-939-8100. GOOD LUCK.

:evil: This Credit Service showed up on my credit report and told me that I owe them $2,394.00, I never knew this Credit Service before and I know to myself I cannot apply credit because I was having bad credit. How the heck this people got my identity. Please tell me how can I take this out to my credit report. I am not paying these sick people. Can Please someone tell me how they fix their account from this people.

THEY HAVE FROZEN MY ACCOUNT IS THERE ANY WAY TO FREE IT UP. PINNACLE TOLD ME NO EVEN THOUGH I MADE PAYMENT SHEDULE WITH COURT IS THERE ANTHING I CAN DO

I had a debt with verizon who sold it to pinnacle for collection, later I settled up with Verizon in full and received a letter stating so. Verizon bought the debt back from pinnacle in 05 and reported the debt as satisfied. I provided a copy of the letter to Pinnacle and they continued to report the debt to my credit report for 3 more years and...they just sold the debt to another collection agency...this month...because our credit is so detremental to our lives, there should be a government entity that keeps controls on and regulates how these companies operate.

These people are trying to get me for $223.oo, but they will not provide me with any info about the account or where it originated. They have never tried to contact me. I was also hung up on when I finally got ahold of someone. Thanks for the numbers. Why doesn't someone shut these idiots down? Any good and mad lawyer, crusaders out there?

These people just showed up randomly on my credit report. I call them and they have no idea who I am nor why they are on my credit. They furthre proceeded to tell me that they have no way of updating my credit report as it is not something that they do. WTF!!!! Is all that I can say!

OMG, to, I just spoke to that ahole also. I had my ID stolen 5years ago...reported it and have been using a credit monitoring service, I got the number from them and here on this board. You guy's are gonna love this, I told him our conversation is being recorded and he hung up on me, so I called back. He informed 'me, retired law enforcement' that it was illegal, no it's not when you inform them that you are taping. I asked him why the hostility and opposition of my taping, they do it to us all the time....must've hit a nerve, will be reporting Steve Hall to FTC and I think all of you that have had dealings with this should do so also. BTW, he said it was a mistake, it sure was on his part...anyone want to join in on a class action lawsuit???? [email]Toomanysecrets@hush.com[/email] write me. J.

You're going to be a lawyer and you can't even spell. Yeh, we're going to fall for that. I was a collector to, and the only way someone can call evryone you know (which only consists of references or previous phone numbers) is if their skip tracing. They will contact your neighbors, but that is a last ditch effort. Seems to me you really need to know what you're talking about. Have you read anything on this forum, these people PAID OFF their debt and are being harrassed to pay it again. A friend of mine recieved a court summons from these **** and she has never owed anything. The girl has never been in debt so what do you say to that? If you're going to become a lawyer, you should really brush up on your spelling and how you talk to people you ignorant fool. Also, how DARE you talk to someone who has a loved one overseas the way you did. You will definitely have a place right beside pinnacle in hell you bitch!


[color=Red]****Adult term removed - Jason[/color]

The above post is directed to collector/same collector. See her posts from July of 2007. This girl is a class "A" moron.

I just received notice that Pinnacle Credit Servie reported a $ 60 bad debt. Who are they?? Convenient that they do not list a phone number :x

Not a lot on here as of late, but I cannot believe that post from the "debt collector - soon to be a lawyer" You have got tpbe kidding me! Can't spell, can't construct a sentence. I am only a c student through college, so don't rag on mine, but geez! OK, all of that stuff it/she/he said is wrong. It is against the law and you do have rights. Don't pay these people anything if you cannot afford your house and cars and put food on the table. Hell, Congress will be reaming them soon. Hang in there.

YEP! Daily phone calls!! These people are like flies! I worked customer service (retail)for 14 years and have had some really hateful customers. However, I have never encountered such hateful and rude people like those who work for Pennacle. My original debt is medical for $1,400 for 8 stitches in a finger. I sent the hospital $25.00 a month and then they sold my debt to some company in Houston. I sent those folks in Houston $25.00 a month then my debt was sold to Pennacle who said "we will stop calling if you will send $35.00 a month." I have explained to them in simple words that I am unemployed and have COPD. When,I offerd to send them $5.00 a month in good faith the woman hung up on me. So, I guess that means no. I will not be bullied by these rude alliens. I have rights and I am being violated. The state attorney's office as well as the fed's have ways of dealing with these people. Sure would hate for them to become unemployed or sick!

[color=Red]****Adult term removed - Jason[/color]

This person is a thief, and the only way you can get rid of him is turn him into the IRS, for income tax evasion, for he is not paying his taxes, and you can receive up to 10%, of what they recover.He will be put out of business forever! and probably proscuted

Powerful New IRS Whistleblower Program

On December 20, 2006, the President signed the Tax Relief and Health Care Act of 2006 (???????the Act????????).

Section 406 of the Act dramatically strengthens the IRS????????s whistleblower program, by increasing available rewards and creating a reliable enforcement mechanism for whistleblowers to collect them.


Under existing rules, the maximum award generally available to whistleblowers has been 15% of funds recovered by the IRS (including taxes and penalties).


Section 406 establishes a floor of 15% and increases the cap to 30%, in those cases where the IRS pursues an administrative or judicial action against a taxpayer based on information brought to its attention by the whistleblower.


Moreover, while whistleblowers were unable to enforce their claims to awards under the old program (unless they had a contract with the IRS), the new legislation provides that payments to qualified whistleblowers are mandatory, and it permits whistleblowers to appeal IRS award determinations to the Tax Court. If they are successful, whistleblowers will be permitted to take an above-the-line deduction for attorney????????s fees and costs paid by them to recover their award.

The new program is limited to claims against taxpayers whose gross annual income exceeds $200,000 and whose potential indebtedness for taxes, penalties, and interest is greater than $2 million.


The statute also places a 10% cap on awards to whistleblowers in certain cases where there have been prior public disclosures of their allegations. Rewards can also be reduced if whistleblowers planned and initiated the actions that led to the underpayments of tax.

The statute provides for the creation of a Whistleblower Office within 12 months to handle incoming whistleblower claims, and it requires the Secretary to report annually to Congress on the results. The law will apply to information provided on or after the date of the Act????????s enactment.

The IRS is expected to promulgate implementing regulations concerning the new law in the coming year. New developments will be posted here.

I really do appreciate the 800 2 pinnicale c.s. I'm not about taking my hard earned money to call this messed up company. :evil:

I too am battling Pinnacle as they say I owe a Verizon phone bill from 2000. Well hate to tell them but I have never had a Verizon phone. I have always had Cricket from 1999 till a few years ago when the company I work for started providing one for me. I disputed it with the first collection agency and filed a complaint with the FTC. Now they have it with NES. I told the lady I disputed it and she puts it in her computer as a refusal. I told her she couldn't do that I told her I disputed it. She said to bad its a refusal. So I filed another complaint this time with Colorado Collection Board and sent a formal dispute letter to NES.

As for collector.... He dude/dudette, for a soon to be attorney, you better save up for a good paralegal because you can't spell or put a sentence together to save your life. :lol:

I just got off the phone with "Steve" the Account Executive handling my file. (ok) He told me NES should have never been collecting on my account they took it from them back in May and to disregard any letter they sent me.
He said they Pinnacle "shut" it down. I asked him to send me a fax to that effect and supposedly he put it in the system to go out in the next 15 minutes. I'll let everyone know if I get it or not. he laughed at my fax number because it had 666 in the prefix. I told I hated it too. :roll:

I got a letter today from some lawyer in NJ saying they represent Pinnacle Credit Services. I had never received a letter or phone call from Pinnacle. Anyway, they are looking for $941.59 for a credit card account with Household Bank which I never had! It's nowhere on my credit report. This happened to me before with another law firm and another crooked collection agency trying to collect on a delinquent credit card that I never had! I did ask for validation and of course never got it. I got one more letter from them and I sent them back another letter with a copy of the first letter where I had asked for validation of the debt and they had not replied & it had been over 3 months and by law they are not supposed to contact you again once you have requested validation, only if it is to send you the validation documents. I never have heard from them again and it's been almost a year now. I guess the best thing to do in these cases is call their bluff and send them a written notarized request for documentation and validation of the debt. They then have 30 days to send you the info and if they don't then they don't have a leg to stand on and even if they should wind up taking you to court it will get thrown out.

these people are trying to collect 1600 from me back in 0001 - and I was born in 1977 - lol

These people call my house atleast 3-4 times a day. When they call me they dont say anything then they hang up. The only reason I know who they are is because I called them back and go off on the sorry bas#tard who answers the call. They are very rude poeple. For those who want a direct number to customer service with no waiting here it is 877-793-9485

I called the law firm of the company who served me with papers asking them for proof of the debt and who the original creditor is. The lawyers office told me that I must go to court for any type of proof of debt. They also said that if I go to court for proof of debt the judge can decide a judgment against me. Why don't I have the right for proof of this debt first?

Back in May of 2004 I had a truck that was charged off. meaning that it had been repod and sold at auction to pay the difference. now 4 yrs later Pinncale is appearing on my credit report saying that I owe them $15000 yet I have never been contacted either by phone or by writing. So My question is this how the hell do I get them to quit reporting on my credit report since the statute of limitations has passed on the debt. This is trully srewing my credit score as I would like to purchase a home. if any one can help me I greatly appreciate it.

to make along story short, im applying for these apts or what not . i recently checked my credit history and i was wondering by any chance where you guysa that i owe for Greenridge Apts. this all happen around between Fall 2006-2007. If so please contact me at xxx-xxx-xxxx.


personal information removed for your protection. - Uncle Wulf

YOU GUYS SENT ME A BILL FOR A CREDIT CARD I NEVER HAD. PLEASE CONTACT ME AT... xxxxxxxx@xxxxx.xxx


personal information removed for your protection. - Uncle Wulf

Melissa, you have us (debt consolidation Care) mixed up with your creditor. You might want to call the number on the bill.

This is a service board and they don't issue credit cards.

Also, you might want to remove your e-mail address and not post your personal information.

my father just recied a letter from them stating that he own 2,470.54 from a citiback @ south dakota. WFT? he's never been out of Texas.

I received a letter from Nelson,Watson and associates. I do know this is my debt from several years ago and I tried tracking it down but could never find it, now they have found me, I want to pay this but will have to make payments, is it best to make payments to this place or can i make them from the original creditor yet? Can somoene please advise? Thank you,


TS

I have no outstanding debt of any kind. My credit score has droped over a 100 points in the last month!!!!!!! Is it time to call a lawyer and sue them...........

Are you affiliated with Law offices Laurence A. Hecker

No. We are a service board dedicated to helping people regain control of their finances.

I just made a payment to them.
phone xxx-xxx-xxxx
or xxxxxxxxx@xxxxx.xxx


personal information removed for your protection. - Uncle Wulf

Who are these people

What amount is sufficient enough to file bankruptcy?

They bought some debt of my husbands and they have an atty hecker's office doing their dirty work. They call our house being very rude and forceful. I actually contacted an atty about my husbands debt and was told his debts were so old they are all about to drop off. This debt in mention ends as of feb 09. It was orig 3375.00 but pinnacle said it's 6975.97. I actually agreed to settle for $2,000.00 but have my doubts on weither or not to follow through and pay. What am I facing if I don't pay. Can they really take us to court for the full amount. Which is bogus.

What state do you live in and when was the last payment on the account?

I was recently contacted by individuals from Mr. Hecker's firm regarding a debt that I can find no record of, either from the original creditor or my credit report.

As such, I have sent a letter requesting debt validation, which I have not heard back from yet (though I just sent it, so I'm not surprised). Is there anything I can do before this letter gets there to get them to stop calling? They are bothering my girlfriend, and I'd rather her not have to deal with it.

And yes, I can verify that they are rude and very unprofessional, and feel very much like a scam. I don't know if the debt itself was ever real (I had a few credit cards that didn't get paid back, though that was 10+ years ago at this point), but either way I'd rather burn money than pay them with it, all things being equal.

I received a call to at my workplace from these disrespectfull people, they are very rude and i told the lady that i have sent them a letter a month ago requesting for them to verify the debt and for them not to call me at work, home or to any member of my family regarding this issue and that she should not be calling me at work.
She then got very rude and loud and i hung up on her, they continue to call me at work and to my co-workers too,
My question is: Can i contact an attorney and sue tham for damages ? Or when thise this apply ?
Thank you for your time and comments
James

I have a client that is applying for a loan and on his credit report, it shows that he has a blance of $737. and the number CL506491.

He need to have a phone number that he can get in touch with you by phone and find out what this is.

thank you for your help in this matter

Way back in 2005 I got mixed up a US FAStcash internet loan. I know this transaction was completed and paid off, it was a dumb thing to do but I believe the debt to have been paid. Now everyone's favorite collector has this debt and has been hounding me. When they call I request verification and activity "in writing" as I believe this debt had been settled long ago. The rudely insist it has not and are offering to settle. I requested in writing, verbally, since they always simply call and usually get hung up or or get told NO. The last call said it was my last chance and they would just mark this as "refusal" and begin a lawsuit for the full amount from 2005 plus 3-4 years of interest at some ungodly amount. I said to them I was not refusing but I wasn't paying until they provided me with some valid proof of the debt. They kept insisting that I "refused" the debt. I kept saying no, i just want proof and got nothing. Yesterday I received a letter from an "ambulance chaser" lawyer stating that Pinnacle Credit Services has filed a lawsuit against me. If I ignore the lawsuit a judgement will be entered against me and then they will most likely take my bank account and sell my property for the amount of the judgment."

I will go to court if I do get served, it hasn't happened yet, however if anyone has any insight into the mess i got myself into I would appreciate it.

Thanks in advance.

for one USFASTCASH is a totally illegal pdl.second this supposed law firm breaks the law left and right.third check your county clerk to see if a case has been filed.i doubt it,but just to be sure.also i doubt that a fdcpa violating firm can get a judgement on an illegal pdl without breaking the rules.like impoper service,improper venue.again i doubt they can get a judgement without breaking the rules,so i would send a DV and limited C&D stating only correspond thru the usps.send it certified mail return receipt.

I checked with the county clerk and yea something was filed 2 days ago. Can't get any information until I receive the actual suit. I'll just have to wait and see what's with this mess i've made..ugh

So I just get a call from a law office telling me they filed suit and they would like to stop proceedings if I am willing to make a settlement now. He was not quite as rude as the others but started asking me how often I get paid and he'd like to get this settled. I told him I was uncomfortable giving that type of information over the phone and he said "well then I can't help you" and I'm going to mark this as uncooperative and refusing to cooperate. I said I'd wait until the suit and let a judge decide how this should be handled. This is so not fun...

Got a letter from a company collecting on hehalf of pinnacle, I dv'ed them within 30 days and hear nothing, got another letter asking for payment the other day, BAM violation! They guys are a joke, they can bring me to court, they already violiated fdcpa and FCRA

People read up and know your rights!!

i just got a collection call form cbcs side i own your company $453 for wireless internnet online service charge, i know nothing about this service even i don???????t have bill and kind like this is a trip setuped by an id THEFT.
i will filing this to goverment and let everyone know it. here i see many case just like me.

I started getting my wages garnished at work in mid October by these guys and I received a package from my employer which i filled out and sent back to them stating I have no Idea where this debt came from and that most likely it's Identity theft. I never received any information regarding the debt. I just received a letter from court stating these guys are the plaintiff and I'm the defendant. And court is Monday morning dec 22. Should I show up in court that day? what am I supposed to do here. Sorry this is the first time I have read the formus, and was not aware that I should of sent a letter for debt validation.

My husband received a collection letter from FMS Services, Inc. stating the original acct was purchased by Pinnacle Credit Services. Now this original acct is more than 20 yrs old, can they still be collecting and reporting to his credit history report?

They cannot report past 7.5 years but an unpaid debt is collectible until paid.

I settled my debt of $369.70 with Pinnacle for $215 back in April 2008. I requested various times to recieve my reciept of payment from Pinnacle and now I am recieving letters from another agency saying I owe them $154.70. I settled they said it was Paid in Full and now Pinnacle says they can neither confirm or Deny whether they even had an account with me or whether it was paid. The rep said it was no longer their account and I needed to call the current debt holder. New debt hold says that means you need to pay your balance IS THIS EVEN LEGAL??? I mean WTF! :twisted: