Which credit reporting agency is used most by creditors
Date: Tue, 06/20/2006 - 23:13
Anytime we have had a credit report pulled, they have used Equif
Anytime we have had a credit report pulled, they have used Equifax. Only when we refinanced the house with Wells Fargo did they pull all three and took the middle score.
Creditors and financial institutions will pull reports from thos
Creditors and financial institutions will pull reports from those CRA which are accessible to them most. Besides correct reporting is also a factor. It depends upon individual choices and reliability.
Experian is the one we used back when I was collecting student l
Experian is the one we used back when I was collecting student loans.
TransUnion, they are the cheapest for them to report to. They ar
TransUnion, they are the cheapest for them to report to. They are usually the one with the most wrong entries on reports as well.
You are so right Clay. I have done the most disputing on TransU
You are so right Clay. I have done the most disputing on TransUnion.