Best way to clear a debt held in the past

Hi Dimple

As you are unable to manage payments on your own, you should take a credit counseling program. This is absolutely free and works with professional approach.

You will get a reduction in the rates of interest in this program and also much of your financial charges, late fees will be eliminated from the total due amount. You will be offered easy monthly installments and sure of clearing all your debt related problems without panic.

The benefits of the consolidation program have been discussed in the page given below:

http://www.debtconsolidationcare.com/benefits.html

You can register for a free counseling in this website and the consultant will call you up for a free discussion. This will be your first step to clear your credit.