I went out today, came back to a message on my answering machine. It was automated and it said my husbands name. They gave me a phone number to call and a number to reference. They didn't say who they were, so I called the number back. I got an answering machine. It identified the number as being 'Professional Credit management, Inc.". I hung us, as I just wanted to see who they were.
I was wondering if this is a collection agency or people that help you with your financial problems? As far as I know, I haven't dealt with them or know what they want. anyone here know? thanks, shirley
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.